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February 2001 Financial Ombudsman Service

in this issue
welcome to ombudsman
about this issue
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mortgage endowments
"#"case studies
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complaints about other types of investment
"#"case studies
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the pensions review and windfall payments
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changes to the PIA Ombudsman Bureau's terms of reference
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time limit for cases referred to the PIA Ombudsman Bureau
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hearings
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events
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how we can help -
firms and consumer advisers can contact our technical advice desk
hearings
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In common with many other bodies, over the last months we have been paying particular attention to developments in the implementation of the Human Rights Act.

As a whole, our process of investigating complaints and reaching an appropriate resolution of them is designed to take account of the Human Rights Act and the general principles of ‘natural justice’. The most familiar aspect of the ombudsman process is that we examine cases on the papers alone, rather than by requiring the parties to present their cases in person, and we adopt a largely informal approach to the way we gather evidence from all the parties involved. The general result of this is that anyone involved in a complaint will have been given ample opportunity to put their points across before we reach any resolution or determination.

Nevertheless, it has always been our practice to request a hearing in specific cases, where we think it necessary to enable us to reach a decision. This practice will continue and we will carry on holding hearings with an appropriate degree of informality, taking into account the particular circumstances of the complaint. Additionally, either party to a complaint may ask us to consider whether a hearing should be granted.

We are establishing a regular schedule for hearings and will give firms general guidance on our procedures in the near future. We are, however, extremely grateful to those firms who have informed us that they only wish to request hearings in exceptional circumstances, rather than being reminded of the provisions for hearings in every single case. We therefore need only wait to see if the complainant in any particular case wants us to consider a request for a hearing.


Produced by the communications team at the Financial Ombudsman Service We hold the copyright to this publication. But you can freely reproduce the text, as long as you quote the source. © Financial Ombudsman Service Limited, January 2001
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