Our approach to resolving complaints

We deal with complaints about a wide range of financial products and services. On this page you’ll find a list of products and services, with links to information about our usual approach to resolving complaints about them. 

We encourage businesses to consider our approach when handling complaints from customers.

It’s important for us to be consistent in the way we approach similar types of complaint, but we treat each complaint individually. Everyone’s personal and financial circumstances are different, so the outcome in one case won’t always be the same as in a similar-looking case. 

For information on our process and decision-making, read how we handle complaints and how we make decisions.

Complaints we deal with

Banking and payments

Bank accounts, payments, cards, cash machines and other banking services
Read more about Banking and payments

Credit and borrowing money

Loans and other types of credit, like car finance or debt and repayment problems
Read more about Credit and borrowing money

Fraud and scams

APP fraud , unauthorised transactions, fraud markers and other types of fraud activities
Read more about Fraud and scams

Insurance

Home, travel, motor, wedding and other types of insurance
Read more about Insurance

Investments

Financial advice, investment or fund management, or other investment services
Read more about Investments

Mortgages

Disputes about mortgages including early repayment charges, valuations and equity
Read more about Mortgages

Pensions and annuities

Complaints about pensions, annuities and pensions advice
Read more about Pensions and annuities

Pre-paid funeral plans

Products that allow pre-arranged and pre-paid funeral costs
Read more about Pre-paid funeral plans

Other complaints

Including complaints involving the impact of Covid-19, economic and domestic abuse or power of attorney
Read more about Other complaints

Information for consumers

If you're looking for information about how we can help you, please look at the consumer section of our site. It contains information about how to complain, the complaints we see and can help with, and how we resolve them. 


For consumers 

Financial Ombudsman Service for small businesses

Are you a small business?

If you’re a small business (SME) and want to make a complaint to us, go to our dedicated small business website for more information about how we can help.

Claims Management Ombudsman - a Financial Ombudsman Service

Need help with a claims management dispute?

We can also help with complaints about claims management companies (CMCs). If you have a complaint, or you’re a CMC dealing with a complaint, go to the Claims Management Ombudsman website for more information.