We publish data every six months showing the number and outcome of the complaints we handle about financial businesses.

This half-yearly data shows the number of complaints against financial businesses for which there were both 30 new and 30 resolved complaints in the relevant period.

The data on this page covers January to June 2025.

January to June 2025

  • Overall, we received a total of 158,900 new complaints between 1 January and 30 June 2025. The same period in 2024 when we received 133,000 complaints.   
  • 245 businesses featured in our complaints data for the first half of 2025, compared to 242 businesses in the first half of 2024. 
  • We upheld 32% of complaints we resolved in favour of the consumer, compared to 35% in the first half of 2024.  
Business Name Business Group Total New Cases Banking & Credit Mortgages & Home Finance General Insurance / Pure Protection (Includes PPI) Investments Decumulation Life & Pensions Funeral Planning Services
AA Underwriting Insurance Company Limited No Group 140     140      
Acasta European Insurance Company Limited No Group 30     30      
Accelerant Insurance Europe SA/NV UK Branch No Group 62     62      
Accord Mortgages Limited YORKSHIRE 30   29 1      
Accredited Insurance (Europe) Ltd No Group 376     376      
ACI-UK LIMITED No Group 47 47          
Acromas Insurance Company Limited No Group 88     88      
Admiral Financial Services Limited No Group 54 53 1        
Admiral Insurance (Gibraltar) Limited ADMIRAL GROUP 1624 6   1618      
Advantage Finance Ltd No Group 768 768          
Advantage Insurance Company Limited No Group 609     609      
Ageas Insurance Limited AGEAS 542     542      
Aioi Nissay Dowa Insurance UK Limited No Group 51     51      
ALD Automotive Limited No Group 301 301          
Aldermore Bank Plc No Group 65 35 30        
Allianz Insurance Plc No Group 123     123      
Alwyn Insurance Company Limited No Group 55     55      
American Express Services Europe Limited No Group 851 849   2      
American International Group UK Limited No Group 61     61      
AmTrust Specialty Limited No Group 212     212      
APFIN LTD No Group 121 121          
ARAG Legal Expenses Insurance Company Limited No Group 131     131      
Assurant General Insurance Limited No Group 204 1   203      
Astrenska Insurance Limited No Group 125 1   124      
Atlanta Insurance Intermediaries Limited No Group 65     65      
Automobile Association Insurance Services Limited No Group 115 7   108      
Aviva Insurance Limited AVIVA 1463     1463      
Aviva Life & Pensions UK Limited AVIVA 521 1 14 157 41 308  
Aviva Protection UK Limited AIG EUROPE LTD 48     42   6  
AWP P&C S.A. No Group 274     274      
AXA Insurance UK PLC AXA 675     675      
AXA PPP Healthcare Limited AXA 221     221      
AXIS Specialty Europe SE No Group 34     34      
Bamboo Limited No Group 131 131          
Bank of Ireland (UK) plc BANK OF IRELAND 86 57 27   1 1  
Bank of Scotland Plc LLOYDS 2932 2518 371 15 23 5  
Barclays Bank Plc BARCLAYS (GS) 95 53     40 2  
Barclays Bank UK PLC BARCLAYS (GS) 4910 4504 339 43 19 5  
Billing Finance Limited No Group 86 86          
BISL Limited No Group 102     102      
Black Horse Limited LLOYDS 8102 8093 2 7      
Blue Motor Finance Ltd No Group 2941 2941          
BMW Financial Services(GB) Limited No Group 5997 5995   2      
Brent Shrine Credit Union Limited No Group 46 46          
British Gas Insurance Limited No Group 185     185      
BUPA Insurance Limited BUPA 227     226   1  
CA AUTO FINANCE UK LTD No Group 1990 1989   1      
Cabot Credit Management Group Limited No Group 80 79 1        
Capital One (Europe) plc No Group 1142 1141   1      
Capquest Debt Recovery Limited No Group 59 59          
Casualty & General Insurance Company (Europe) Ltd No Group 193     193      
Charter Court Financial Services Limited No Group 46 10 33   3    
Chetwood Financial Limited No Group 38 38          
Chubb European Group SE No Group 83     83      
ClearBank Limited No Group 105 105          
Close Brothers Limited No Group 1106 1104   2      
Clydesdale Bank Plc No Group 1165 1065 87 1 11 1  
Clydesdale Financial Services Limited BARCLAYS (GS) 486 483   3      
Co-op Funeral Plans Limited No Group 38           38
Countrywide Assured Plc No Group 37     10 4 23  
Covea Insurance plc No Group 220     220      
Coventry Building Society No Group 33 24 7 1 1    
Creation Consumer Finance Ltd No Group 572 572          
Creation Financial Services Limited No Group 81 81          
Curve UK Limited No Group 44 44          
Dignity Funerals Limited No Group 49           49
Domestic & General Insurance Plc No Group 709     709      
eBay Commerce UK Ltd No Group 181 181          
EE Limited No Group 157 155   2      
Elderbridge Limited No Group 32 3 28 1      
Equifax Limited No Group 75 75          
Esure Insurance Limited No Group 413     413      
Esure Services Limited No Group 40     40      
eToro (UK) Ltd No Group 47       47    
EUI Limited ADMIRAL GROUP 45 2   43      
Evergreen Finance London Limited No Group 289 289          
Everyday Lending Limited No Group 85 85          
Evolution Insurance Company Limited No Group 39     39      
Experian Limited No Group 73 73          
Fairmead Insurance Limited LVGIG 37     37      
Fairscore Ltd No Group 65 65          
FCE Bank Plc No Group 10466 10465   1      
Financial & Legal Insurance Company Ltd No Group 52     52      
Financial Administration Services Limited No Group 54       38 16  
First Central Insurance Management Limited No Group 224     224      
First Central Underwriting Limited No Group 93     93      
First Response Finance Ltd No Group 224 224          
FirstRand Bank Limited No Group 512 510   2      
Fortegra Europe Insurance Company Ltd No Group 165     165      
Frasers Group Financial Services Limited No Group 101 101          
Gain Credit LLC No Group 400 400          
Go Car Credit Limited No Group 65 65          
Great Lakes Insurance SE No Group 50     50      
Great Lakes Insurance UK Limited No Group 303     303      
Halifax Share Dealing Limited LLOYDS 37       35 2  
Hargreaves Lansdown Asset Management Limited No Group 116 4     74 38  
Harvey & Thompson Limited No Group 30 30          
Hastings Insurance Services Limited No Group 108 1   107      
Haven Insurance Company Limited No Group 246     246      
HDI Global Specialty SE No Group 145     145      
Healthcare Finance Limited No Group 89 89          
HELVETIA GLOBAL SOLUTIONS LTD No Group 45     45      
Highway Insurance Company Limited LVGIG 54     54      
Home Retail Group Card Services Limited No Group 121 121          
HSBC UK Bank Plc HSBC (GS) 3222 3020 157 6 34 5  
Hutchison 3G UK Limited No Group 107 107          
Hyundai Capital UK Limited SANTANDER UK 1055 1054   1      
Ikano Bank AB (publ) No Group 39 39          
Inter Partner Assistance SA No Group 793     793      
Interactive Investor Services Limited No Group 60       40 20  
J D Williams & Company Limited No Group 195 194   1      
J.P. Morgan Europe Limited No Group 375 374     1    
JAJA FINANCE LTD No Group 119 119          
Klarna Financial Services UK Limited No Group 111 111          
Kroo Bank Ltd No Group 104 104          
Lantern Debt Recovery Services Limited No Group 51 51          
Leaseplan UK Limited No Group 87 86   1      
Leeds Building Society No Group 55 21 32 1   1  
Legal And General Assurance Society Limited LEGAL & GENERAL 240     193 2 45  
Lendable Ltd No Group 427 427          
Lenvi Servicing Limited No Group 83   83        
Lex Autolease Ltd LLOYDS 132 132          
Link Financial Outsourcing Limited No Group 218 208 10        
Liverpool Victoria Financial Services Limited LIVERPOOL VICTORIA GROUP 79   2 50 4 23  
Liverpool Victoria Insurance Company Limited LVGIG 464 1   463      
Lloyds Bank General Insurance Limited LLOYDS 342 1   341      
Lloyds Bank PLC LLOYDS 2934 2781 106 27 8 12  
Loans 2 Go Limited No Group 818 818          
Lowell Portfolio I LTD No Group 92 92          
Madison CF UK Limited No Group 551 551          
Marks & Spencer Financial Services Plc HSBC (GS) 175 174   1      
Marshmallow Insurance Limited No Group 206     206      
MBNA Limited LLOYDS 306 305   1      
Mercedes-Benz Financial Services UK Limited No Group 1227 1227          
Metro Bank PLC No Group 448 430 15   2 1  
Mi Vehicle Finance Limited No Group 369 369          
Millennium Insurance Company Limited No Group 34     34      
Mitsubishi HC Capital UK PLC No Group 484 484          
Moneybarn No. 1 Limited No Group 1889 1889          
Monzo Bank Ltd No Group 3004 2996   1 7    
Motability Operations Limited No Group 161 159   2      
MotoNovo Finance Limited No Group 2607 2606   1      
Motors Insurance Company Limited No Group 41     41      
Mulsanne Insurance Company Limited No Group 57     57      
My Finance Club Limited No Group 61 61          
N.I.I.B. Group Limited No Group 1435 1434   1      
National House-Building Council No Group 110     110      
National Savings and Investments No Group 151 150     1    
NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY NATWEST GROUP PLC 3051 2833 194 5 12 7  
Nationwide Building Society NATIONWIDE 1780 1601 161 11 4 3  
New Wave Capital Limited No Group 61 61          
NewDay Ltd No Group 2602 2602          
Next Retail Limited No Group 146 146          
Northern Bank Limited No Group 43 39 4        
Oakbrook Finance Limited No Group 203 203          
One Call Insurance Services Limited No Group 30     30      
One Insurance Limited No Group 60     60      
OneSavings Bank Plc No Group 79 42 36   1    
ONMO Limited No Group 45 45          
Oodle Financial Services Limited No Group 1122 1119   3      
Paragon Bank Plc No Group 123 110 12 1      
PayPal UK Ltd No Group 840 840          
PayrNet Limited No Group 47 47          
Phoenix Life Limited PHOENIX GROUP 347   1 29 24 293  
Pinnacle Insurance Limited No Group 90     90      
PRA Group (UK) Limited No Group 46 46          
Prepay Technologies Ltd No Group 77 76   1      
PROPEL HOLDINGS (UK) LIMITED No Group 121 121          
Quidie Limited No Group 55 55          
RAC FINANCIAL SERVICES LIMITED No Group 62     62      
RAC Insurance Limited No Group 91     91      
RCI Financial Services Limited No Group 1080 1078   2      
ReAssure Life Limited PHOENIX GROUP 43     5 11 27  
ReAssure Limited PHOENIX GROUP 215     20 19 176  
Red Sands Insurance Company (Europe) Limited No Group 299     299      
Remitly U.K., Ltd. No Group 76 76          
Revolut Ltd No Group 3015 3012   1 2    
Royal & Sun Alliance Insurance Limited RSA INSURANCE UK 641 1   640      
Sabre Insurance Company Limited No Group 39     39      
Saga Services Limited No Group 64     64      
Sainsbury's Bank plc No Group 180 150   30      
Salary Finance Limited No Group 36 36          
Salary Finance Loans Limited No Group 38 38          
Santander Consumer (UK) Plc SANTANDER UK 2407 2405   2      
Santander UK Plc SANTANDER UK 2869 2579 264 9 15 2  
Scottish Equitable Plc AEGON GROUP 286       10 276  
Scottish Friendly Assurance Society Limited No Group 55   1 9 23 22  
Scottish Widows Limited LLOYDS 325 2 1 44 41 237  
Secure Trust Bank Plc No Group 799 797   2      
Shawbrook Bank Limited No Group 157 142 15        
Shop Direct Finance Company Limited No Group 641 636   5      
Skipton Building Society SKIPTON GROUP 71 54 11   2 4  
Sky UK Limited No Group 50 50          
Society of Lloyd's No Group 91     91      
Somerset Bridge Insurance Services Limited No Group 30     30      
Specialist Motor Finance Limited No Group 284 284          
St James's Place UK plc ST JAMES PLACE 35     3 8 24  
St. James's Place Wealth Management Plc ST JAMES PLACE 1426 2 5 16 367 1035 1
Starling Bank Limited No Group 689 689          
Starr International (Europe) Limited No Group 33     33      
Startline Motor Finance Limited No Group 1802 1802          
Stellantis Financial Services UK Limited No Group 3979 3976   3      
Stripe Payments UK Limited No Group 54 54          
SumUp Payments Limited No Group 34 34          
Tandem Motor Finance Limited No Group 175 175          
Telefonica UK Limited No Group 452 443   9      
Tesco Personal Finance Limited TESCO PERSONAL FINANCE 48 37   11      
Tesco Underwriting Limited No Group 213     213      
The Co-Operative Bank Plc No Group 353 302 46 2 3    
The Mortgage Works (UK) Plc NATIONWIDE 53   53        
The National Farmers' Union Mutual Insurance Society Limited No Group 139     136   3  
The Prudential Assurance Company Limited PRUDENTIAL PLC 268   2 12 48 206  
The Royal Bank of Scotland Plc NATWEST GROUP PLC 658 618 38     2  
The Royal London Mutual Insurance Society Limited ROYAL LONDON GROUP 160     65 7 88  
Tide Platform Limited No Group 47 47          
Topaz Finance Limited No Group 93   93        
Toyota Financial Services (UK) PLC No Group 4797 4796   1      
Tradex Insurance Company PLC No Group 123     123      
Trading 212 UK Limited No Group 198 54     144    
TRANSUNION INTERNATIONAL UK LIMITED No Group 141 141          
TSB Bank plc No Group 921 877 37 2 5    
U K Insurance Limited DIRECT LINE GROUP 1191 4   1187      
Unum Ltd No Group 56     56      
Vanguard Asset Management, Ltd No Group 96       70 26  
Vanquis Bank Limited No Group 5859 5859          
Virgin Media Mobile Finance Limited No Group 40 40          
Vitality Health Limited No Group 147     145   2  
Vitality Life Limited No Group 57     52   5  
Vodafone Limited No Group 81 76   5      
Volkswagen Financial Services (UK) Limited No Group 11599 11592   7      
Volvo Car Financial Services UK Limited No Group 117 117          
Volvo Car UK Limited No Group 77 77          
Wakam No Group 209     209      
Watford Insurance Company Europe Limited No Group 157     157      
West Bay Insurance Plc No Group 84     84      
Western Circle Ltd No Group 81 81          
Wise Payments Limited No Group 652 651     1    
WorldPay (UK) Limited No Group 31 31          
Yorkshire Building Society YORKSHIRE 70 43 21 1 4 1  
Zempler Bank Limited No Group 72 72          
ZILCH TECHNOLOGY LIMITED No Group 114 114          
Zopa Bank Limited No Group 617 615     2    
Zurich Assurance Ltd No Group 125     62 12 51  
Zurich Insurance Company Ltd No Group 249     249      
Zurich Insurance PLC No Group 39     39      
Totals of the above   148621 123666 2369 18222 1271 3005 88
Overall total number of complaints for the period*   158918 128226 3189 20954 2344 4085 120

*This figure also includes those firms that fall below the publication threshold of 30 new and 30 resolved complaints

About our half-yearly data

Our Excel spreadsheet includes two rows for totals – the total number of complaints we've received as well as the totals purely for firms which are above the publication threshold of 30 new and 30 resolved complaints.

From H2 2022, complaints about Payment Protection Insurance (PPI) have not been published in a separate category. They are be included within the wider General Insurance/Pure Protection sector totals.

This half-yearly data includes a category for complaints that have been settled proactively with businesses. Proactively settled complaints are recorded separately in our data, they aren’t recorded as a change in favour of the consumer and don't count towards a financial business’ change in outcome rate.

We have also published early resolution data. These are complaints where, with the consent of the business and the consumer, we have been involved in a complaint before the business has investigated it.

We’re not currently seeing complaints about CMCs which meet the thresholds for data publication.

Interpreting the data

Business group: the name of any larger group that the business was part of at the end of the six-month period

Business name: the official name used for regulation purposes

Upheld: complaints found in favour of the consumer