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An overview of the ombudsman's approach

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This section of our online PPI resource provides an overview of the ombudsman's approach to some of the common issues raised in disputes about payment protection insurance (PPI) - including single-premium policies and policies relating to both secured and unsecured lending:

  • how does the ombudsman service assess PPI sales-complaints?
  • what are the relevant considerations in deciding PPI sales-complaints?
  • what were the relevant regulatory rules and codes?
  • did the financial business provide adequate product and price information?
  • did the financial business make a recommendation or give advice?
  • has the financial business assessed suitability fairly?
  • how does the ombudsman service approach redress where a PPI policy has been mis-sold?
  • how does the ombudsman service assess disputes about whether or not PPI was sold?
  • our approach to payment protection insurance (PPI) mis-sale complaints

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