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What were the relevant regulatory rules and codes? 

For businesses / Complaints we deal with / PPI / An overview of the ombudsman's approach

What were the relevant regulatory rules and codes?

Published 27/05/2019    Last updated 26/01/2021

Carolyn’s PPI complaint 

For consumers / Who we’ve helped

Carolyn contacted us after making a complaint about PPI. She wasn’t sure that the business had made the right decision, so decided to get in touch with us.

PPI

Published 17/02/2020    Last updated 28/01/2021

Join us as an Apprentice 

Who we are / Join us – careers at the Financial Ombudsman

Find out about Apprenticeships at the financial ombudsman service, these include becoming one of our ombudsman, or working in one of our many support functions eg an HR professional or a Project Manager.

Published 05/02/2020    Last updated 21/05/2025

Our action plan for changing and improving 

Who we are / Governance and funding

This action plan sets out in broad terms what our future looks like, describing how we will change and improve – and deliver a better service for all our customers.

Published 02/12/2021    Last updated 28/11/2022

Ombudsman News 156 

News

Welcome to our latest Ombudsman News. In this edition, we focus on our plans and budget and our opening hours over the festive period.

Annual review Strategic plans and budget ...

Published 17/12/2020    Last updated 27/01/2021

Sataj felt an insurance company racially discriminated against him 

Decisions and case studies / Case studies

Sataj had obtained two quotes from a car insurance company, both for different sums. He felt his car insurance company had indirectly discriminated against him when calculating his insurance premium.

Insurance Discrimination

Published 15/05/2023    Last updated 11/07/2025

Consumer complains they shouldn’t have been referred for credit hire services 

Decisions and case studies / Case studies

Sophie was unhappy her insurer provided her with a hire car and not a courtesy car following a non-fault accident. She was asked by the credit hire company to pay for the hire costs.

Motor Insurance

Published 27/06/2023    Last updated 11/07/2025

Capital protected structured investments  

For consumers / Complaints we can help with / Investments

Do you feel you were wrongly advised to invest in a capital protected structured investment?

Published 10/12/2024    Last updated 10/12/2024

Scams where you’ve been tricked into making a payment 

For consumers / Complaints we can help with / Fraud and scams

Have you been tricked into making a payment or withdrawing money, for example, with a debit or credit card or through bank transfer?

Fraud and scams

Published 07/10/2024    Last updated 11/11/2024

Our AI principles 

Who we are / Our values

This page sets out information about our approach to the use of AI and other similar technology, including how we use AI responsibly and securely.

Published 20/11/2024    Last updated 20/11/2024

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