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Mortgage shortfall 

For consumers / Complaints we can help with / Mortgages

How we can help if you have a complaint about mortgage shortfall repayments.

Published 06/03/2019    Last updated 22/08/2023

Interest-only mortgages 

For businesses / Complaints we deal with / Mortgages

Do you deal with customer complaints about interest-only mortgages? This could be for a financial adviser, mortgage broker or lender, or in another capacity.

Published 06/03/2019    Last updated 26/03/2025

Income protection insurance 

For businesses / Complaints we deal with / Insurance / Medical insurance

Information for financial businesses about how we resolve income protection insurance complaints.

Published 19/03/2019    Last updated 08/12/2025

How car modifications affect your insurance cover 

Data and insight / Our insight

Modifications to your car can affect your insurance, whether it’s adding tinted windows, changing the alloy wheels or upgrading the exhaust system. Learn what to watch for, common complaints we see and how we can help.

Insurance Motor Insurance

Published 27/11/2024    Last updated 19/01/2026

Credit hire and credit repair services following a “no-fault” accident 

For consumers / Complaints we can help with / Insurance / Motor insurance

On this page, we explain how and when we can help with a complaint about credit hire and credit repair – these are services that are sometimes offered to customers as an alternative to making a claim on their insurance, following an accident that is not their fault.

Published 27/06/2023    Last updated 27/06/2023

Join us – careers at the Financial Ombudsman  

Who we are

Find out about a career at the Financial Ombudsman Service. What we do, why we're a great place to work, the range of benefits we offer, and how to apply for a job here.

Published 13/02/2019    Last updated 19/05/2025

Our equality, diversity and inclusion report 2018 

News

Today we’ve published our equality, diversity and inclusion report 2018.

Published 30/01/2019    Last updated 27/01/2021

Financial difficulties with mortgages 

For businesses / Complaints we deal with / Mortgages

Do you deal with complaints from consumers in financial difficulty with their mortgage, perhaps for a financial adviser, mortgage broker or lender?

Published 09/12/2022    Last updated 26/03/2025

Disputed transactions 

For businesses / Complaints we deal with / Banking and payments

Find out how we deal with complaints where consumers dispute the amount of, or having made, a transaction.

Published 01/04/2019    Last updated 03/10/2023

Kathani and Taj’s insurer declines their claim for dry rot damage 

Decisions and case studies / Case studies

Kathani and Taj found the dry in their dining room but their insurer wouldn’t pay for the damage done to their floorboards.

Buildings insurance

Published 14/03/2019    Last updated 26/03/2026

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