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Our action plan for changing and improving 

Who we are / Governance and funding

This action plan sets out in broad terms what our future looks like, describing how we will change and improve – and deliver a better service for all our customers.

Published 02/12/2021    Last updated 28/11/2022

Ombudsman News 156 

News

Welcome to our latest Ombudsman News. In this edition, we focus on our plans and budget and our opening hours over the festive period.

Annual review Strategic plans and budget ...

Published 17/12/2020    Last updated 27/01/2021

Sataj felt an insurance company racially discriminated against him 

Decisions and case studies / Case studies

Sataj had obtained two quotes from a car insurance company, both for different sums. He felt his car insurance company had indirectly discriminated against him when calculating his insurance premium.

Insurance Discrimination

Published 15/05/2023    Last updated 11/07/2025

Consumer complains they shouldn’t have been referred for credit hire services 

Decisions and case studies / Case studies

Sophie was unhappy her insurer provided her with a hire car and not a courtesy car following a non-fault accident. She was asked by the credit hire company to pay for the hire costs.

Motor Insurance

Published 27/06/2023    Last updated 11/07/2025

Capital protected structured investments  

For consumers / Complaints we can help with / Investments

Do you feel you were wrongly advised to invest in a capital protected structured investment?

Published 10/12/2024    Last updated 10/12/2024

Our AI principles 

Who we are / Our values

This page sets out information about our approach to the use of AI and other similar technology, including how we use AI responsibly and securely.

Published 20/11/2024    Last updated 20/11/2024

Reviews of our service  

Corporate information

Look at independent reviews of the Financial Ombudsman Service.

Published 07/06/2019    Last updated 26/01/2021

Hygyrchedd 

Cymraeg

Mae'r dudalen hon yn cynnwys ein datganiad hygyrchedd gwefan. Mae hefyd yn amlinellu'r gwasanaethau hygyrchedd rydym yn eu darparu.

Published 03/11/2020    Last updated 01/09/2021

Malcolm's pension problem 

For consumers / Who we’ve helped

Malcolm thought he'd been mis-sold a pension annuity, he contacted the business to complain but didn't agree with their answer - so asked the ombudsman service to investigate.

Pensions Annuities

Published 24/06/2019    Last updated 28/01/2021

Additional voluntary contribution schemes  

For businesses / Complaints we deal with / Pensions and annuities

Are you dealing with pension complaints from consumers about advice or the administration of AVC and FSAVC schemes?

Published 08/10/2019    Last updated 10/09/2024

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