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Staying safe from scams and what to do if you’re caught out 

Data and insight / Our insight

We share some detail on how you can protect your personal information, as well as what to do if you think you have been scammed – and how we can help if you have a complaint or don’t think you’ve been treated fairly by a financial business.

Fraud and scams

Published 27/11/2024    Last updated 07/03/2025

Bank said victim of text message scam was grossly negligent and won't refund lost money 

Decisions and case studies / Case studies

Brian contacted us after his bank refused to refund him £7,000 stolen from his account in a text message scam.

Banking Fraud and scams

Published 05/04/2019    Last updated 11/07/2025

CashEuroNet (QuickQuid) 

News

We understand that CashEuroNet, which includes the QuickQuid trading name, is in administration.

Published 25/10/2019    Last updated 27/01/2021

StepChange’s Connected 2024 conference: full speech from Abby Thomas 

Data and insight / Our insight

Abby delivered a keynote speech at StepChange’s Connected 2024 conference. She spoke about the role of the Financial Ombudsman Service and the complaints we see about credit and debt.

Consumer Credit Debt ...

Published 27/11/2024    Last updated 02/01/2026

Time limits for mortgage endowment complaints 

For businesses / Resolving a complaint / Time limits for businesses

Specific time limits that apply for mortgage endowment complaints.

Published 22/02/2019    Last updated 26/01/2021

Extended warranties 

For businesses / Complaints we deal with / Insurance

Find out how we deal with complaints about extended warranties.

Published 06/03/2019    Last updated 08/12/2025

Burglary victim complains after insurer voids policy for under insurance 

Decisions and case studies / Case studies

Andrea asked us to get involved when her insurance company cancelled her policy and refunded her premiums. This was after she had put in a claim for £120,000 worth of jewellery that had been stolen from her home.

Insurance

Published 06/03/2019    Last updated 11/07/2025

Logbook loans 

For businesses / Complaints we deal with / Consumer credit

Information for financial businesses on handling and resolving complaints about logbook loans.

Published 30/07/2019    Last updated 16/02/2023

Consumer cancels GAP policy but receives less than expected 

Decisions and case studies / Case studies

Theo decided to cancel his GAP insurance policy early when he sold his car. But when he didn’t get all his money back, he came to us to investigate.

Motor Insurance

Published 18/03/2019    Last updated 11/07/2025

Our publication scheme 

Freedom of information

Our publications scheme sets out the information we publish and where you can find it on our site.

Published 15/05/2019    Last updated 29/04/2025

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