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Electrician disputes policy definition of ‘total’ disability 

Decisions and case studies / Case studies

When Bert got injured in an accident, he couldn't work as an electrician anymore. He came to us when his insurer stopped his benefits.

Insurance Income Protection

Published 28/03/2019    Last updated 11/07/2025

Smaller business workshop - Cambridge 

News

A free, practical workshop for smaller businesses covered by the Financial Ombudsman Service

Published 18/10/2019    Last updated 27/01/2021

Staying safe from scams and what to do if you’re caught out 

Data and insight / Our insight

We share some detail on how you can protect your personal information, as well as what to do if you think you have been scammed – and how we can help if you have a complaint or don’t think you’ve been treated fairly by a financial business.

Fraud and scams

Published 27/11/2024    Last updated 07/03/2025

Consultation opens on our strategic plans and budget for 2021/22 

News

Today we’ve published a public consultation on our proposed plans and budget for 2021/22.

Published 16/12/2020    Last updated 27/01/2021

Update: Information for Amigo customers 

News

Information for Amigo customers on complaints made to the Financial Ombudsman.

Published 02/07/2021    Last updated 26/05/2022

Consumer questions third party driver's injury claim 

Decisions and case studies / Case studies

Fran was suspicious of the injury claim made by a third party. We found the insurer had taken reasonable steps to assess that claim.

Motor Insurance

Published 31/05/2019    Last updated 11/07/2025

Caroline Wayman speaks at ABI annual conference 2021 

News

Chief ombudsman & chief executive, Caroline Wayman, attended the ABI annual conference yesterday to take part in a panel discussion on the strategic and reputational challenges for insurance and long-term savings in 2021.

Published 24/02/2021    Last updated 20/03/2021

'Adventurous' risk grade inaccurate 

Decisions and case studies / Case studies

Alan felt he had been mis-sold an investment. We agreed that the business had not correctly assessed his risk appetite.

Investments Bonds

Published 04/06/2019    Last updated 11/07/2025

We’ve published our latest complaints data about products and individual businesses 

News

We’ve published data showing number of complaints we received between 1 October and 31 December 2020, and how many complaints we received about individual businesses between July and December 2020.

Published 02/03/2021    Last updated 02/03/2021

Misunderstanding of trade quote led to consumer owing £2,500 to trading company  

Decisions and case studies / Case studies

Frank got in touch with us because he felt the spread-betting firm he used didn't explain things properly to him.

Investments Spread Betting

Published 15/07/2019    Last updated 11/07/2025

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