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Our insurer is charging us too much for our baggage claim 

Decisions and case studies / Case studies

Karen and Belinda were on holiday when their suitcase went missing. They contacted us to complain about the policy excess applied to their insurance claim.

Travel Insurance

Published 01/06/2019    Last updated 11/07/2025

Sut mae cwyno 

Cymraeg

Mae dod â chwyn at ein sylw’n syml ac ni fydd yn costio dim i chi. Mae'r dudalen hon yn esbonio sut y gallwch wneud cwyn am fusnes ariannol, ac yn rhoi amlinelliad o’n proses.

Published 08/06/2019    Last updated 03/11/2020

'The valuation was too low, and now I can't get the mortgage I need' 

Decisions and case studies / Case studies

We look at Terry’s complaint about the valuation of a property he wanted to buy, which was carried out by an independent surveyor.

Mortgages

Published 17/06/2019    Last updated 11/07/2025

Flybe entering administration 

News

We’re aware of news reports that the airline Flybe has entered administration.

Published 05/03/2020    Last updated 10/02/2023

Annual increase to our award limits 

News

The Financial Conduct Authority (FCA) has confirmed the annual increase to our award limits.

Published 23/03/2020    Last updated 20/02/2023

British Steel Pension Scheme  

For consumers / Complaints we can help with / Pensions and annuities / Transfers from workplace pensions and the ‘Pension Review’ - information for consumers

Do you have a complaint about the financial advice you received regarding the British Steel Pension Scheme?

Published 10/08/2020    Last updated 23/01/2025

Guest house owner complains when her bank wouldn't grant her a payment holiday 

Decisions and case studies / Case studies

Claire came to us after her bank had turned her down for a mortgage payment holiday because of Covid-19.

Mortgages

Published 23/09/2020    Last updated 11/07/2025

Other complaint-handling organisations 

For consumers / Complaints we can’t help with

This page lists other complaint-handling organisations, including other ombudsman schemes, who may be able to help if we can’t look into your complaint.

Published 13/08/2021    Last updated 13/01/2025

The Independent Assessor’s Terms of Reference 

Who we are / Our customer service / Complaints about our service / About the Independent Assessor

The Independent Assessor reviews complaints about the level of service provided by the Financial Ombudsman Service. On this page you'll find the Independent Assessor's terms of reference, that set out her remit and how she carries out a review.

Published 28/02/2022    Last updated 23/10/2024

Our strategy: Reporting on our strategic measures 2021/22 

Who we are / Our strategy

How we performed in 2021/22 for our 2020 strategy, against the challenges we faced.

Published 19/05/2022    Last updated 28/06/2023

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