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Consumer’s car was damaged by breakdown cover patrol mechanic 

Business / How to settle complaints / Case studies

Margot complained to us after her breakdown cover provider didn’t agree that they’d caused damage to her car.

Motor Insurance Breakdown cover

Published 16/05/2022    Last updated 14/07/2025

Consumer was sold a car battery he didn’t need 

Business / How to settle complaints / Case studies

Gary was unhappy that he was unnecessarily sold a battery after his car broke down, following advice from his breakdown cover provider. He asked us to look into the complaint.

Motor Insurance Breakdown cover

Published 21/03/2023    Last updated 09/12/2025

Consumer has policy cancelled after being recorded driving at 125mph 

Business / How to settle complaints / Case studies

Maria’s telematics policy was cancelled by the insurer after it said she had been driving at an excessive speed of 125mph.

Motor Insurance Telematics Insurance

Published 25/05/2022    Last updated 14/07/2025

Consumer unhappy with insurer’s decision to decline claim 

Business / How to settle complaints / Case studies

David was unhappy that his insurer declined his claim for a lost mobile phone. The insurer said it had evidence to show that David had acted fraudulently.

Mobile Phone Insurance

Published 25/07/2022    Last updated 14/07/2025

Consumer asked for our help as they ran up credit card debt from gambling during a period of ill health 

Business / How to settle complaints / Case studies

Sunita asked for our help with a complaint, saying her bank had failed to properly safeguard her when she started using her credit card to place online bets while in hospital. Sunita explained that at the time she was very unwell and had been sectioned under the mental health act.

Gambling Credit and borrowing money

Published 07/06/2022    Last updated 14/07/2025

Insurer declines Julie’s claim for cracks in her garden wall 

Business / How to settle complaints / Case studies

Julie claimed on her home insurance for damage to a garden wall, but didn't agree with her insurer's reasons for declining her claim.

Home and building insurance Building warranties

Published 31/07/2023    Last updated 25/03/2026

Alisha complains after paying the excess on an unfinished repair 

Business / How to settle complaints / Case studies

When asbestos prevented repairs being made to her home, Alisha's insurer wouldn't refund the £50 excess it had charged her.

Home Emergency Insurance Home and building insurance

Published 31/07/2023    Last updated 25/03/2026

Danyal’s insurer won’t pay the full cost on the claim for his boiler 

Business / How to settle complaints / Case studies

Danyal claimed for a broken boiler on his insurance but was unhappy about the policy limit and how his insurer applied the excess.

Home Emergency Insurance Home and building insurance

Published 31/07/2023    Last updated 25/03/2026

Alex and Sarah complain about home emergency insurance repair delays 

Business / How to settle complaints / Case studies

Alex and Sarah contacted us after struggling to resolve an issue with their home emergency insurer after delays in repairing broken boiler.

Home Emergency Insurance Distress and inconvenience ...

Published 31/07/2023    Last updated 25/03/2026

A consumer complains after their bank incorrectly sent statements to their abusive ex-partner’s address 

Business / How to settle complaints / Case studies

Alex complained about their bank's response, after finding out it had been incorrectly sending bank statements to the address of Alex's abusive ex-partner.

Banking Distress and inconvenience ...

Published 22/06/2022    Last updated 14/07/2025

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