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Roshni’s lender keeps harassing her about her mortgage shortfall  

Business / How to settle complaints / Case studies

Roshni’s mortgage lender kept chasing her to increase her payments, despite an agreed repayment plan to cover the cost of her mortgage shortfall.

Mortgages

Published 17/06/2019    Last updated 16/01/2026

Kit’s mortgage lender sells his house for less than it was worth 

Business / How to settle complaints / Case studies

After his home was repossessed, Kit complained his lender had sold the repossessed property too quickly, leaving him with a shortfall.

Mortgages

Published 17/06/2019    Last updated 16/01/2026

Lily faced higher mortgage repayments after an incorrect quote 

Business / How to settle complaints / Case studies

Lily’s lender asked her to pay more after she spent a year making incorrect repayments because she'd been quoted the wrong mortgage amount.

Mortgages

Published 17/06/2019    Last updated 16/01/2026

Financial Ombudsman Service warns of credit hire risks 

About us / Data and insight / News

Motorists who do not understand the risks of credit hire could face bills of tens of thousands of pounds the Financial Ombudsman Service has warned today.

Press release

Published 05/07/2023    Last updated 05/07/2023

Ombudsman News 183 

About us / Data and insight / News

Welcome to the latest edition of Ombudsman News. In this edition we highlight our recent blog on Section 75 and chargeback complaints, our updated guidance for financial businesses on bank account closures and a reminder of the Consumer Duty. You can also read about the help our Business Support Hub can provide.

Motor Insurance Consumer Credit ...

Published 10/08/2023    Last updated 10/08/2023

I started with one payday loan five years ago, and now it’s cost me everything 

Business / How to settle complaints / Case studies

Ed told us he’d fallen into a pattern of borrowing that had caused him serious problems.

Payday Lending

Published 21/06/2019    Last updated 14/07/2025

We’ve published our complaints data from the first half of 2023 

About us / Data and insight / News

Today, we’ve published data that shows how many complaints we received about financial businesses in the first half of 2023.

Data and Insight H1 data ...

Published 11/10/2023    Last updated 11/10/2023

Ombudsman News 186 

About us / Data and insight / News

Welcome to the latest edition of Ombudsman News. In this edition, we mark 16 Days of Activism against Gender-Based Violence by sharing our approach to financial complaints involving economic or domestic abuse. We also highlight our Plans and Budget Consultation for 2024/25 and our Annual Report and Accounts.

Strategic plans and budget Economic abuse ...

Published 06/12/2023    Last updated 06/12/2023

Lender conducted incorrect survey and failed to inform Wendy 

Business / How to settle complaints / Case studies

Wendy’s lender carried out the wrong survey on her new house and failed to inform her, leading to missed repair issues.

Mortgages

Published 21/06/2019    Last updated 16/01/2026

A consumer doesn’t do enough to prevent his car being stolen 

Business / How to settle complaints / Case studies

Kevin complains that his insurer unfairly turned down his claim when his car was stolen shortly after he lost his car and house keys.

Motor Insurance

Published 22/06/2019    Last updated 14/07/2025

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