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Cheques and banker’s drafts 

For businesses / Complaints we deal with / Banking and payments

Do you deal with complaints about cheques or banker’s drafts?

Published 21/06/2019    Last updated 10/12/2025

Bank outages and IT failures 

For businesses / Complaints we deal with / Banking and payments

Do you deal with complaints about how IT failures disrupted your customers’ online or mobile banking?

Published 10/12/2025    Last updated 10/12/2025

Felix loses thousands in international money transfer confusion  

Decisions and case studies / Case studies

Felix's bank didn’t clearly explain how exchange rates work and he didn't understand the transfer he'd set up, leaving him short of cash.

Banking and payments

Published 10/12/2025    Last updated 10/12/2025

An early bank account closure disrupts Huy and Chiyo’s business 

Decisions and case studies / Case studies

Huy and Chiyo's bank closed their business bank account earlier than they said they would –disrupting their finances and operations.

Banking

Published 01/06/2019    Last updated 10/12/2025

Case fees 

For businesses / Resolving a complaint

Find out about case fees and when you need to pay them.

Published 19/02/2019    Last updated 15/09/2025

Diversity and inclusion 

Who we are / Our values

How we try to treat everyone we deal with fairly and equally.

Published 13/02/2019    Last updated 23/07/2025

Financial Ombudsman Service consults on changes to its case fees  

News

We're consulting on changing our case fee structure which would see businesses pay less for complaints which are resolved earlier in the investigation process.

Consultations and responses Press release

Published 13/08/2025    Last updated 13/08/2025

Couple's whole-of-life policy not suited to family needs 

Decisions and case studies / Case studies

Julian and Francoise believed the whole-of-life policy they had been sold did not match their needs. After reviewing their circumstances we agreed.

Insurance Whole of life assurance ...

Published 04/06/2019    Last updated 14/08/2025

Whole-of-life policy review results in increased premiums  

Decisions and case studies / Case studies

Carlos was told he'd have to pay an increased premium or reduce the life cover provided. We found the business hadn't made it clear that could happen when it sold the policy.

Insurance Whole of life assurance ...

Published 04/06/2019    Last updated 14/08/2025

News 

Published 13/02/2019    Last updated 20/08/2025

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