Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.
Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.
Interim Chief Ombudsman
James Dipple-Johnstone
Interim Chief Ombudsman
View James Dipple-Johnstone profile
Appointed October 2022
Career history
- Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
- Director of Investigation and Supervision, Solicitor’s Regulation Authority
- Operations Director, Parliamentary and Health Service Ombudsman
- Commissioner, North West England Police Forces
Senior Ombudsmen
Rachel Lam
Managing Ombudsman Director (interim)
Appointed January 2023
Career history
- Ombudsman Leader, Financial Ombudsman Service
- Head of Casework Operations (new services), Financial Ombudsman Service
- Head of Casework teams (mortgages), Financial Ombudsman Service
- Social Fund Manager, London and the South East, Jobcentre Plus, DWP
Richard West
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman, Financial Ombudsman Service
- Ombudsman, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Solicitor, Private Practice
Pat Hurley
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman and Director of Casework, Financial Ombudsman Service
- Director of Casework, Financial Ombudsman Service
- Head of Casework Teams, Financial Ombudsman Service
- Manager, Paralegal Firm
Vivienne Kelly
Ombudsman Director
Appointed January 2023
Career history
- Head of Customer Service, Shell Energy
- General Manager, Capita Customer Management
- Senior Client Relationship Manager, Equidebt Limited
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Senior Manager, Collections Operations, Black Horse Finance
-
Head of Customer Service, Lloyds TSB Autolease
James Mycroft
Ombudsman Director
Appointed January 2025
Career history
- Head of Strategy, Shawbrook Bank
- Chief Operations Officer, Sonovate
- Head of Customer Service, Principality Building Society
- Chief Operating Officer, Nemo Personal Finance
- Non-Executive Director, Welsh Ambulance Service NHS Trust
- Director of Customer Service, BT Group
Andy Wright
Ombudsman Director (interim)
Appointed April 2020
Career history
- Director of Mergers, Competition & Markets Authority
- Director, Mergers, Markets and Regulatory Appeals, Competition Commission
- Corporate Finance Manager, Deloitte
- Assurance and Advisory Manager, Andersen
Our Ombudsmen in alphabetical order
Ross Phillips
Ombudsman
Appointed September 2023
Career history
- Senior Investigator, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Housing Officer, London Borough of Barnet Council
Rosslyn Scott
Ombudsman
Appointed February 2015
Career history
- Fee Paid Judge of the First-tier Tribunal, Social Entitlement and Immigration and Asylum Chambers
- Senior Legal Consultant, Mercer
- Deputy Solicitor, AXA
Roy Kuku
Ombudsman
Appointed November 2015
Career history
- Senior Employment Advisor, British Medical Association
- Head of Discrimination and Employment Law, Disability Law Service
- Supervisor, Heathrow Employment Advice Project
Roy Mawford
Ombudsman
Appointed April 2012
Career history
- Chief Executive, Hastings Borough Council
- Director of Planning, Cambridge University Hospital NHS Trust
- Corporate Development Director, South East Thames Regional Health Authority
Ruth Hersey
Ombudsman
Appointed May 2010
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Investor Services Executive, Gartmore Investment Ltd
Ruth Stevenson
Ombudsman
Appointed November 2012
Career history
-
Partner, Clifford Chance Solicitors
-
Solicitor, Private Practice
Ryan Miles
Ombudsman
Appointed November 2019
Career history
- Senior Investigator, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
Sally Allbeury
Ombudsman
Appointed November 2014
Career history
- Lay Panel Chair, Parole Board of England and Wales
- Assistant Director, Border Force
- Inspector / Senior Executive Officer / Assistant Director, Office of the Independent Chief Inspector of Borders and Immigration
Sally-Ann Harding
Ombudsman
View Sally-Ann Harding profile
Appointed June 2021
Career history
- Self Employed, Harding Business Solutions
Sam Thomas
Ombudsman
Appointed February 2016
Career history
- Adjudicator, Financial Ombudsman Service
- Paralegal, Essex County Council
- Legal Assistant, HMRC
Sam Wedderburn
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Customer Service Manager, HSBC
Sandra Greene
Ombudsman
Appointed September 2014
Career history
- Lead Adjudicator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Branch Manager, NatWest Bank
