Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 24 April 2025

Interim Chief Ombudsman

James Dipple-Johnstone

Interim Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Rachel Lam

Managing Ombudsman Director (interim)

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Richard West

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

James Mycroft

Ombudsman Director

Appointed January 2025

Career history 

  • Head of Strategy, Shawbrook Bank
  • Chief Operations Officer, Sonovate
  • Head of Customer Service, Principality Building Society
  • Chief Operating Officer, Nemo Personal Finance
  • Non-Executive Director, Welsh Ambulance Service NHS Trust
  • Director of Customer Service, BT Group

Andy Wright

Ombudsman Director (interim)

Appointed April 2020

Career history

  • Director of Mergers, Competition & Markets Authority
  • Director, Mergers, Markets and Regulatory Appeals, Competition Commission
  • Corporate Finance Manager, Deloitte
  • Assurance and Advisory Manager, Andersen

Our Ombudsmen in alphabetical order

Sam Wedderburn

Ombudsman

Appointed September 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Customer Service Manager, HSBC

Sandra Greene

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Branch Manager, NatWest Bank

Sandra Quinn

Ombudsman

Appointed October 2013

Career history

  • Director of Communications, Payments Council
  • Head of European policy, APACS
  • Chief Executive's Department, Wiltshire County Council

Sandra Quinn

Ombudsman

Appointed June 2022

Career history

  • Director of Communications, Payments Council
  • Head of European Policy, APACS

Sarah Baalham

Ombudsman

Appointed November 2020

Career history

  • Lay Member (Fitness to Practice Panel), General Dental Council
  • Disability Qualified Tribunal Member, Her Majesty's Courts and Tribunals Service
  • Lay Member (Disciplinary Tribunal Pool), The Bar Tribunals and Adjudication Service

Sarah Brimacombe

Ombudsman

Appointed January 2020

Career history

  • Lead adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service 

 

Sarah Conway

Ombudsman

Appointed November 2016

Career history

  • Head of Casework, Financial Ombudsman Service
  • Team Manager, Financial Ombudsman Service
  • Investigations Manager, General Social Care Council

Sarah Green

Ombudsman

Appointed June 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Manager, Cadbury Garden Centre

Sarah Holmes

Ombudsman

Appointed November 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Medical Claims Manager, AIG

Sarah Milne

Ombudsman

Appointed September 2017

Career history

  • Customer Care and Improvement Manager, London Borough of Sutton
  • Head of Customer Relations, Barclays bank
  • Head of Executive Support Team, Barclays bank

Sarah Tozzi

Ombudsman

Appointed November 2014

Career history

  • Adjudicator, Traffic Penalty Tribunal
  • Barrister, Farrar's Building
  • Barrister, Plowden Buildings

Sarann Taylor

Ombudsman

Appointed September 2015

Career history

  • Principal Advisor for Special Educational Needs & Disability Tribunals, Staffordshire County Council
  • Head of Special Educational Needs & Disability Assessment Service, Staffordshire County Council
  • Senior Assessment Officer - Special Educational Needs & Disability Assessment Service, Staffordshire County Council

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