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Power of attorney didn’t entitle Joanne to use her mum’s login 

Business / How to settle complaints / Case studies

Joanne didn't have a computer and wanted to use a mobile app to access her mum's account. But the bank said she had to use online banking.

Banking Power of Attorney

Published 26/02/2025    Last updated 11/07/2025

An unregistered enduring power of attorney causes problems 

Business / How to settle complaints / Case studies

A bank and solicitors disagree on account access and an enduring power of attorney being registered with Office of the Public Guardian.

Banking Power of Attorney

Published 26/02/2025    Last updated 11/07/2025

Hinesh’s mortgage repayment holiday is marked on his credit file 

Business / How to settle complaints / Case studies

Hinesh said his mortgage lender made life more difficult when he tried to rearrange his finances after losing his job and his income.

Mortgages Vulnerable Customers

Published 28/04/2025    Last updated 11/07/2025

Evan’s bank blocked payments on his current account 

Business / How to settle complaints / Case studies

The bank made sure Evan could withdraw cash and pay bills but was concerned large sums may be leaving his account due to coercion or fraud.

Banking and payments

Published 10/12/2025    Last updated 10/12/2025

Exchange rates disappoint Sue and Stanley when sending money home 

Business / How to settle complaints / Case studies

International money transfer specialist's exchange rate was less than the couple had hoped for – and so was the compensation it offered.

Published 10/12/2025    Last updated 10/12/2025

Blocks on payments mean that Tesh and Iona lost out on an investment 

Business / How to settle complaints / Case studies

Unusual activity on their joint current account meant the bank wouldn't lift payment restrictions without proof of identification in branch.

Banking and payments

Published 10/12/2025    Last updated 10/12/2025

Ombudsman News 175 

About us / Data and insight / News

Welcome to the latest edition of Ombudsman News. In this edition, we highlight our latest blog for insurers about trends in travel insurance complaints and our guidance for complaint-handling, our new online resource on mobile phone and gadget insurance, and our latest complaints data.

Insurance Travel Insurance ...

Published 02/11/2022    Last updated 02/11/2022

Tanya’s unhappy about a delayed endowment policy payout 

Business / How to settle complaints / Case studies

Tanya claimed a delay in receiving her endowment policy proceeds prevented her from reinvesting the funds as planned.

Endowments

Published 08/06/2019    Last updated 17/03/2026

Financial Ombudsman Service appoints Chief Finance and Risk Officer 

About us / Data and insight / News

The Financial Ombudsman is today announcing the appointment of Jenny Simmonds to the role of Chief Finance and Risk Officer.

Press release

Published 10/11/2022    Last updated 10/11/2022

Financial Ombudsman Service publishes Feedback Statement on Future Funding Discussion Paper  

About us / Data and insight / News

The Financial Ombudsman Service has today published its Feedback Statement on its Future Funding Discussion Paper.

Published 16/11/2022    Last updated 16/11/2022

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