We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 121479 results
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Decision Reference DRN-5219858
20 Feb 2025 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-5219858 The complaint Mr J complains Barclays Bank UK PLC blocked his debit card. What happened Mr J opened an account with Barclays and around six months later he tried to use his card in a shop. The card was declined, Mr J had no other way to pay, and was embarrassed by this. M... (3 pages)View decision -
Decision Reference DRN-5327766
20 Feb 2025 Toyota Financial Services (UK) Plc UpheldConsumer CreditDRN-5327766 The complaint Mr K complains about the quality of a car supplied to him by Toyota Financial Services (UK) PLC trading as Redline Finance (“Redline Finance”) under a hire purchase agreement (“agreement”) and that both the car and the agreement were misrepresented to him by t... (6 pages)View decision -
Decision Reference DRN-5343847
20 Feb 2025 Starling Bank Limited UpheldBanking and PaymentsDRN-5343847 The complaint Mr W complains that Starling Bank Limited (‘Starling’) hasn’t refunded the money he lost after he fell victim to an authorised push payment (‘APP’) scam. What happened On 1 November 2023, Mr W received a call on his mobile from a third party (‘the scammer’). Th... (7 pages)View decision -
Decision Reference DRN-5343881
20 Feb 2025 Brian Mellor Financial Services Limited UpheldPensions and AnnuitiesDRN-5343881 The complaint Mr C is unhappy with advice he says he received from Brian Mellor Financial Services Limited (BMFS). What happened Mr C had a long standing relationship with BMFS, he says they provided him with various pieces of advice over the years. Mr C had a personal pens... (11 pages)View decision -
Decision Reference DRN-5291376
19 Feb 2025 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-5291376 The complaint Miss A has complained that the internal processes used by Barclays Bank UK PLC (Barclays) when she requested that the name on her account be updated led to her being unfairly treated due to her gender identity status. What happened In August 2024, Miss A visit... (3 pages)View decision -
Decision Reference DRN-4909625
19 Feb 2025 HARBOUR ROCK CAPITAL LIMITED UpheldPensions and AnnuitiesDRN-4909625 The complaint Mr R complained about the advice he was given in relation to the transfer of benefits from a defined-benefit (DB) pension scheme to a self-invested personal pension (SIPP). Mr R says the information he received and the regulated advice he paid for was materiall... (10 pages)View decision -
Decision Reference DRN-5298856
19 Feb 2025 Red Sands Insurance Company (Europe) Limited UpheldInsuranceDRN-5298856 The complaint Mr G has complained about how Red Sands Insurance Company (Europe) Limited (‘Red Sands’) dealt with a claim under his home insurance policy. References to Red Sands include companies acting on its behalf. What happened Mr G contacted Red Sands to make a claim... (3 pages)View decision -
Decision Reference DRN-5340709
19 Feb 2025 London and Country Mortgages Ltd UpheldInsuranceDRN-5340709 The complaint Mr M has complained that London and Country Mortgages Ltd (“L&C”) mis-sold him a life and critical illness policy. What happened The background to this complaint is well known to both parties so I won’t repeat it again here in detail. In summary Mr M was so... (3 pages)View decision -
Decision Reference DRN-5343220
19 Feb 2025 West Bay Insurance Plc UpheldInsuranceDRN-5343220 The complaint Mr B complains that West Bay Insurance Plc (West Bay) has unfairly declined his motor insurance claim. What happened Mr B held car insurance through West Bay. Around April 2023 Mr B noticed scratches on his car so made a claim under the policy. West Bay accept... (6 pages)View decision -
Decision Reference DRN-4779205
19 Feb 2025 Monzo Bank Ltd UpheldBanking and PaymentsDRN-4779205 The complaint Mr C is unhappy that Monzo Bank Ltd haven’t refunded money he lost as a result of a scam. Mr C is being represented by a claims management company but for ease of reading I’ll only refer to Mr C in my decision. What happened The detailed background to this co... (4 pages)View decision
