We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 365917 results
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Decision Reference DRN-5525080
14 May 2025 Nationwide Building Society Not upheldBanking and PaymentsDRN-5525080 The complaint Mr J complains Nationwide Building Society says he handed over £980 when he was making a cash deposit when he handed over £1,000. What happened Mr J has a joint account with Nationwide with a substantial balance. On 28 February 2025 Mr J says he went into branc... (2 pages)View decision -
Decision Reference DRN-5497323
14 May 2025 HSBC UK Bank Plc Not upheldMortgagesDRN-5497323 The complaint Ms S complains that HSBC UK Bank Plc delayed the start of a new interest rate on her mortgage, and didn’t collect a payment when she was expecting it to. What happened Ms S has a mortgage with HSBC. Her existing fixed rate was due to end on 31 July 2024, and in... (4 pages)View decision -
Decision Reference DRN-5361366
14 May 2025 Kensington Mortgage Company Limited Not upheldMortgagesDRN-5361366 The complaint Mr G and Ms L are unhappy with how Kensington Mortgage Company Limited has administered their mortgage. They believe Kensington’s actions have caused them financial losses. What happened In 2007, Mr G and Ms L originally took out a mortgage with another lender,... (5 pages)View decision -
Decision Reference DRN-5513424
14 May 2025 Park Card Services Ltd Not upheldBanking and PaymentsDRN-5513424 The complaint Mr L complains that he was unable to use the balance on his gift card provided by Park Card Services Ltd because it had passed its expiry date. What happened Mr L had a gift card with a £5 balance on it issued by Park Card. It had an expiry date of the end of A... (2 pages)View decision -
Decision Reference DRN-5243397
14 May 2025 Stellantis Financial Services UK Limited Not upheldConsumer CreditDRN-5243397 The complaint Mr P complains about Stellantis Financial Services UK Limited (‘Stellantis’). He complains about how it has administered the finance he used to acquire a car in 2020. Mr P says that it has acted unfairly when it terminated the agreement and sold the car at less... (3 pages)View decision -
Decision Reference DRN-5449318
14 May 2025 St Andrew's Insurance plc UpheldInsuranceDRN-5449318 The complaint Mr C and Miss W have complained about their property insurer St Andrew’s Insurance Plc regarding a claim they made to if for subsidence in 2014, which was not resolved until spring 2024. For ease of reading I’ll mainly only refer to Miss W during the body of m... (3 pages)View decision -
Decision Reference DRN-5302506
14 May 2025 Watford Insurance Company Europe Limited Not upheldInsuranceDRN-5302506 The complaint Mr T complains about how Watford Insurance Company Europe Limited (Watford) handled a claim under his motor insurance policy for damage to his vehicle in an accident. He says additional damage was caused to his vehicle while in the possession of Watford’s salva... (4 pages)View decision -
Decision Reference DRN-5374345
14 May 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5374345 The complaint Mr N complains that Barclays Bank UK PLC will not reimburse him for the cost of flights for him and his family after a flight was delayed. Because he paid for the flights using his Barclaycard, he says that he has a claim against the bank. What happened Mr N bo... (3 pages)View decision -
Decision Reference DRN-5558532
14 May 2025 Oakbrook Finance Limited UpheldConsumer CreditDRN-5558532 The complaint Mr J complains OAKBROOK FINANCE LIMITED trading as Likely Loans unfairly defaulted his account. He also disagrees with the amount they say is outstanding on his loan and considers his offer to settle the loan should be reported to credit reference agencies as a... (5 pages)View decision -
Decision Reference DRN-5508377
14 May 2025 NewDay Ltd UpheldBanking and PaymentsDRN-5508377 The complaint Mr H complains that the balance outstanding on his credit card account is incorrect, and that NewDay Ltd didn’t assist him with his enquiries. What happened Mr H has held a retailer branded credit card account through NewDay for several years. In 2022, the reta... (4 pages)View decision
