We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 387322 results
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Decision Reference DRN-6054093
5 Jan 2026 Wirex Limited UpheldBanking and PaymentsDRN-6054093 The complaint Mr M complained about a promotional campaign offered on his Wirex Limited account. He said he was eligible for a full payment under the campaign but had only been paid £30. What happened Mr M says he signed up for a Wirex account on 9 May 2025 to participate in... (3 pages)View decision -
Decision Reference DRN-5813705
5 Jan 2026 Hutchison 3G UK Limited Not upheldConsumer CreditDRN-5813705 The complaint Mr S has complained about how Hutchison 3G UK Limited, trading as Three (Three) handled his request to amend his payment date and the impact this had on him, including the termination of his agreement. What happened In mid-September 2024, Mr S entered into a F... (4 pages)View decision -
Decision Reference DRN-5778011
5 Jan 2026 Prepay Technologies Ltd UpheldBanking and PaymentsDRN-5778011 The complaint Mr B has complained Prepay Technologies Ltd, trading as Monese, lodged a fraud-related marker on the industry fraud database, CIFAS, in his name. What happened Mr B opened an account with Monese on 15 March 2025. He used this to transfer funds between this acco... (3 pages)View decision -
Decision Reference DRN-6026267
5 Jan 2026 Bank of Scotland Plc Not upheldBanking and PaymentsDRN-6026267 The complaint Mr M complains that Bank of Scotland plc (trading as Halifax) won’t refund the money he lost to an investment scam. What happened Mr M says that an individual calling himself Mr S (“the scammer”), contacted him to present a detailed plan to invest in a propert... (5 pages)View decision -
Decision Reference DRN-5917432
5 Jan 2026 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-5917432 The complaint Mr A and Miss I are unhappy with Barclays Bank Plc. For ease I will refer to Mr A throughout this decision as he has dealt with the complaint throughout. A CHAPS payment arranged by Mr A with Barclays Bank didn’t go through on the same day as it was expected ... (5 pages)View decision -
Decision Reference DRN-5925104
5 Jan 2026 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5925104 The complaint Ms S complains that Barclays Bank UK PLC didn’t do enough to protect her when she fell victim to a scam. Ms S is represented in this matter, but for ease of reading I will refer to Ms S throughout this decision. What happened The background to this complaint is... (4 pages)View decision -
Decision Reference DRN-5736248
5 Jan 2026 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5736248 The complaint Miss Q complains that Barclays Bank UK PLC reported negative information to the credit reference agencies (CRA’s) about how she had managed her overdraft account. What happened Miss Q had an overdraft account; she was aware that it remained in a negative balan... (2 pages)View decision -
Decision Reference DRN-5866909
5 Jan 2026 ClearBank Limited Not upheldBanking and PaymentsDRN-5866909 The complaint D, a company, complains that ClearBank Limited asked unnecessarily intrusive questions about its business activities and finances, and that it passed confidential financial information to one of its clients. ClearBank Limited operates in this case under its Tid... (2 pages)View decision -
Decision Reference DRN-6054124
5 Jan 2026 Bank of Scotland Plc Not upheldBanking and PaymentsDRN-6054124 The complaint Mr B is unhappy with several aspects of the service he'd received from Bank of Scotland Plc, trading as Halifax, surrounding restrictions that were placed on his account. What happened In December 2024, Mr B raised a complaint with Halifax because he was u... (3 pages)View decision -
Decision Reference DRN-5912818
5 Jan 2026 Liverpool Victoria Insurance Company Limited Not upheldInsuranceDRN-5912818 The complaint Mrs P complains that Liverpool Victoria Insurance Company Limited (LV) declined her claim on her motor insurance policy. She wants it to pay for her car to be repaired. What happened Mrs P said she hit a kerb and her car was damaged so that it wouldn’t start. ... (2 pages)View decision