We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 380824 results
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Decision Reference DRN-5578184
27 Jun 2025 Monzo Bank Ltd UpheldBanking and PaymentsDRN-5578184 The complaint Mr M complains that Monzo Bank Ltd (Monzo) is refusing to refund him the amount he lost as the result of a scam. Mr M is being represented by a third party. To keep things simple, I will refer to Mr M throughout my decision. What happened The background of this... (3 pages)View decision -
Decision Reference DRN-5583549
27 Jun 2025 esure Insurance Limited UpheldInsuranceDRN-5583549 The complaint Mrs P and Mr P complain about esure Insurance Limited’s (“esure”) liability decision following a claim against their car insurance policy. Mrs P has acted as the main representative during the claim and complaint process. So, for ease of reference, I will refe... (3 pages)View decision -
Decision Reference DRN-5455023
27 Jun 2025 NewDay Ltd Not upheldBanking and PaymentsDRN-5455023 Complaint Miss G has complained about a credit card NewDay Ltd (trading as “Aqua”) provided to her. She says the credit card was irresponsibly provided as it was unaffordable for her. Background Aqua provided Miss G with a credit card with a limit of £450 in October 2022. T... (3 pages)View decision -
Decision Reference DRN-5135731
27 Jun 2025 Revolut Ltd UpheldBanking and PaymentsDRN-5135731 The complaint Mr C is unhappy that Revolut Ltd won’t reimburse money he lost to a scam. What happened Mr C fell victim to a cryptocurrency investment scam after responding to an advert he found online. He was instructed to open a Revolut account on 6 April 2023 and made the ... (5 pages)View decision -
Decision Reference DRN-5159582
27 Jun 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5159582 The complaint Miss R complains that Revolut Ltd (Revolut) is refusing to refund her the amount she lost as the result of a scam. What happened The background of this complaint is well known to all parties, so I won’t repeat what happened in detail. In summary, Miss R was co... (3 pages)View decision -
Decision Reference DRN-5652758
27 Jun 2025 Scottish Widows Limited Not upheldPensions and AnnuitiesDRN-5652758 The complaint Ms S complains that Scottish Widows Limited didn’t make her aware of any tax-free lump sum entitlement when she applied to start taking her pension benefits in 2013. She also complains about the way Scottish Widows dealt with her subsequent queries about this i... (7 pages)View decision -
Decision Reference DRN-5641603
27 Jun 2025 Close Brothers Limited UpheldConsumer CreditDRN-5641603 The complaint Miss M is unhappy that a car supplied to her under a conditional sale agreement with Close Brothers Limited (“Close Brothers”) was of an unsatisfactory quality. What happened On 9 September 2023, Miss M was supplied with a used car through a conditional sale a... (6 pages)View decision -
Decision Reference DRN-5372734
27 Jun 2025 Inter Partner Assistance SA UpheldInsuranceDRN-5372734 The complaint Mr and Mrs C complain about the way Inter Partner Assistance SA (IPA) has settled a medical expenses claim they made on a travel insurance policy. What happened In January 2024, Mr and Mrs C took out a single trip travel insurance policy through a broker to co... (6 pages)View decision -
Decision Reference DRN-5649682
27 Jun 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5649682 The complaint Mr T complains that Revolut Ltd didn’t appeal a rejected chargeback claim when he thinks it ought to have done and he has lost out as a result. What happened Mr T made two card payments, on 29 January 2024 and 1 February 2024, totalling £1,131.49, using his Re... (3 pages)View decision -
Decision Reference DRN-4916190
27 Jun 2025 Secure Trust Bank Public Limited Company Not upheldConsumer CreditDRN-4916190 The complaint Mr L is unhappy with the quality of a car supplied by Secure Trust Bank plc using a hire purchase agreement. What happened In March 2022, Mr L entered into a hire purchase agreement with Secure Trust Bank plc. The car was around five years old and had been driv... (2 pages)View decision
