We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 364862 results
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Decision Reference DRN-4427645
28 Jan 2025 Revolut Ltd UpheldBanking and PaymentsDRN-4427645 The complaint Mr S complains that Revolut Ltd won’t reimburse him after he fell victim to an investment scam. What happened Mr S has explained that he saw an online advertisement on a well-known website, for an investment platform which took his interest. He completed an enq... (10 pages)View decision -
Decision Reference DRN-4996951
28 Jan 2025 Evelyn Partners Financial Planning Limited Not upheldPensions and AnnuitiesDRN-4996951 The complaint Mrs P says Evelyn Partners Financial Planning Limited (‘EP’), formerly Smith & Williamson (’SW’), failed to deliver the ongoing Wealth Management Review Service (‘WMRS’) she paid for. EP disputes the complaint, it mainly says Mrs P has misunderstood the ter... (12 pages)View decision -
Decision Reference DRN-5218415
28 Jan 2025 Nationwide Building Society UpheldBanking and PaymentsDRN-5218415 The complaint Mrs S complains about Nationwide Building Society (NBS) after she renewed a fixed term ISA account with them. Mrs S is represented by a third party but for ease of reading, I will simply refer to Mrs S. What happened In August 2024, Mrs S went to a branch of NB... (3 pages)View decision -
Decision Reference DRN-5290535
28 Jan 2025 Unum Ltd Not upheldInsuranceDRN-5290535 The complaint Mr G complains that Unum Ltd failed to protect his data and gave poor customer service. What happened The background to this complaint is well known to the parties, so I won’t repeat all the details here. In brief summary, as part of its benefits package, Mr G... (3 pages)View decision -
Decision Reference DRN-5252097
28 Jan 2025 Santander UK Plc Not upheldBanking and PaymentsDRN-5252097 The complaint Mr I complains Santander UK plc (Santander) refused to pay him a switch incentive payment. What happened Mr I says in late May 2024 he applied online to switch his bank account to Santander and requested the switch date to be 29 July 2024, so it met the terms a... (2 pages)View decision -
Decision Reference DRN-5258385
28 Jan 2025 PayPal UK Ltd Not upheldBanking and PaymentsDRN-5258385 The complaint Mr M complains PayPal UK Ltd won’t allow him to use his email address on his account. What happened Mr M wanted to open a PayPal account, and used an email address he’s had for many years. PayPal said the email address was already in use on another account. ... (3 pages)View decision -
Decision Reference DRN-4857084
28 Jan 2025 HSBC UK Bank Plc Not upheldBanking and PaymentsDRN-4857084 The complaint Mr L complains that HSBC froze his bank account between 9 October and 24 November 2023, when they closed it. He says that HSBC took £2151.18 from his account that they have not returned to him. He has therefore lost out on this amount and also suffered hardship... (4 pages)View decision -
Decision Reference DRN-5034654
28 Jan 2025 Revolut Ltd UpheldBanking and PaymentsDRN-5034654 The complaint Miss W complains that Revolut Ltd won’t refund money she lost when she was the victim of a crypto investment scam. Miss W is represented by a firm I’ll refer to as ‘C’. What happened The background to this complaint is well known to both parties and so I’ll onl... (12 pages)View decision -
Decision Reference DRN-5251561
28 Jan 2025 TSB Bank plc Not upheldBanking and PaymentsDRN-5251561 The complaint Mrs C complains that TSB Bank plc have unfairly registered adverse information with the Credit Reference Agencies (CRA’s) regarding a late payment on her credit card. What happened Mrs C has a TSB credit card. She says that due to serious ill health with two of... (3 pages)View decision -
Decision Reference DRN-5241180
28 Jan 2025 First Central Underwriting Limited Not upheldInsuranceDRN-5241180 The complaint Mrs D complains First Central Underwriting Limited (First Central) unfairly settled her claim after her car was stolen. First Central are the underwriters of this policy i.e. the insurer. Part of this complaint concerns the actions of the intermediary. As Firs... (2 pages)View decision
