We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 171073 results
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Decision Reference DRN-5781598
5 Sep 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5781598 The complaint Mrs P has complained about the handling of her funds by Barclays Bank UK PLC following the death of her husband in May 2017. The complaint has been brought by Miss P, who is Mrs P’s daughter and the executrix of Mr P’s estate. Mrs P has given Miss P authority t... (2 pages)View decision -
Decision Reference DRN-5281596
5 Sep 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5281596 The complaint Mr A complains that Revolut Ltd won’t refund money he lost when he was a victim of a scam. Mr A is represented by a firm I’ll refer to as ‘R’. What happened The background to this complaint is well known to both parties and so I’ll only refer to some key events... (4 pages)View decision -
Decision Reference DRN-5556217
5 Sep 2025 NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY Not upheldBanking and PaymentsDRN-5556217 The complaint Mrs T complains National Westminster Bank PLC (“NatWest”) refuses to refund her for unauthorised transactions on her account, and that failed to protect her from financial harm. Mrs T has a family member representing her, Mr T, who has brought the complaint on ... (3 pages)View decision -
Decision Reference DRN-5581354
5 Sep 2025 NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY Not upheldBanking and PaymentsDRN-5581354 The complaint Miss A is unhappy NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY (‘NatWest’) hasn’t refunded her the money she lost after falling victim to an authorised push payment (‘APP’) investment scam. What happened The details of this case are well-known to both part... (4 pages)View decision -
Decision Reference DRN-5796250
5 Sep 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5796250 The complaint Mr R complains that a cheque he wrote on his account with Barclays Bank UK PLC was rejected 3 times, and that the delay caused him to lose interest on an ISA he had planned to open. What happened In August 2024, Mr R wrote a cheque on his account to another ban... (2 pages)View decision -
Decision Reference DRN-5801353
5 Sep 2025 Lloyds Bank PLC UpheldBanking and PaymentsDRN-5801353 The complaint Mr C, who is represented by a third party, has complained that Lloyds Bank PLC (‘Lloyds’) acted irresponsibly when it provided him with an overdraft and then went on to increase his overdraft limits. He says the overdraft was unaffordable and has asked for all ... (4 pages)View decision -
Decision Reference DRN-5273023
5 Sep 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5273023 The complaint Mr G complains that Barclays Bank UK PLC did not reimburse the funds he says he lost to a scam. What happened Mr G got in contact with an individual who had previously carried out work on a property of his. I’ll refer to this individual as ‘X’ for the purposes ... (3 pages)View decision -
Decision Reference DRN-5382484
5 Sep 2025 Wise Payments Limited Not upheldBanking and PaymentsDRN-5382484 The complaint Mr E complains that Wise Payments Limited won’t refund a payment he made for an item he says he didn’t receive. What happened The background to this complaint is well known to both parties and so I’ll only refer to some key events here. Mr E has explained he pu... (4 pages)View decision -
Decision Reference DRN-5671878
5 Sep 2025 J D Williams & Company Limited UpheldConsumer CreditDRN-5671878 The complaint Mr C complains about the outstanding balance of a catalogue account opened in his name with J D Williams & Company Limited. What happened In October 2022, a catalogue account with JD Williams was opened in Mr C’s name. Over the next few months various items... (4 pages)View decision -
Decision Reference DRN-5637696
5 Sep 2025 Omni Capital Retail Finance Limited Not upheldConsumer CreditDRN-5637696 The complaint Mr N is unhappy with the outcome of claims he made to Omni Capital Retail Finance Limited (“Omni”) regarding the installation of windows in his property. What happened Mr N entered a contract with a company I’ll call ‘S’ in 2022 for windows to be installed in h... (4 pages)View decision
