We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 118878 results
-
Decision Reference DRN-3278081
26 May 2022 The Royal Bank of Scotland Plc UpheldBanking and PaymentsDRN-3278081 The complaint Mr M is unhappy that The Royal Bank of Scotland Plc (“RBS”) reported a search to his credit file without just cause. What happened In January 2021, Mr M noticed that RBS had registered a beneficiary trace enquiry on his credit file a few months earlier, In October... (2 pages)View decision -
Decision Reference DRN-3473661
26 May 2022 Lendable Ltd UpheldConsumer CreditDRN-3473661 The complaint Mr V has complained that Lendable Ltd was irresponsible in lending to him. What happened In August 2021 Lendable provided Mr V with a loan of £5,000 repayable over 24 months. The monthly repayments were £293.08. After he struggled to repay the loan, Lendable put i... (3 pages)View decision -
Decision Reference DRN-3456882
26 May 2022 Great Lakes Insurance SE UpheldInsuranceDRN-3456882 The complaint Mr H complains that Great Lakes Insurance SE hasn’t refunded any premiums he paid for his travel insurance policy. He’s also unhappy with the service he’s received. What happened Mr H held an annual multi-trip travel insurance policy which covered him between 14 F... (3 pages)View decision -
Decision Reference DRN-3498776
26 May 2022 AWP P&C SA UpheldInsuranceDRN-3498776 The complaint Miss M complains because AWP P&C SA hasn’t paid a claim for a cancelled holiday under her travel insurance policy. All references to AWP P&C SA include the agents it has appointed to handle claims on its behalf. What happened Miss M held a single trip trav... (2 pages)View decision -
Decision Reference DRN-3498958
26 May 2022 Mercedes-Benz Financial Services UK Limited UpheldConsumer CreditDRN-3498958 The complaint Mr H complains about a decision taken by Mercedes-Benz Financial Services UK Limited (“MBFS”) to charge him £581 for damage to the windscreen on the car he returned to it after his hire purchase agreement in respect of that car came to an end. What happened Mr H e... (5 pages)View decision -
Decision Reference DRN-3499769
26 May 2022 American Express Services Europe Limited (AESEL) UpheldBanking and PaymentsDRN-3499769 The complaint Mr P complains American Express Services Europe Limited (Amex) provided poor customer service and conflicting information regarding the cancelation of his credit card account following an attempted fraud on his account, and then unfairly reduced his credit and pu... (4 pages)View decision -
Decision Reference DRN-3034578
26 May 2022 Better Retirement Group Ltd UpheldPensions and AnnuitiesDRN-3034578 The complaint Mrs S complained that she was given unsuitable advice to transfer her defined benefit (DB) British Steel Pension Scheme (BSPS), to a self-invested personal pension plan (SIPP) and invest the funds through a discretionary fund manager (DFM). Better Retirement Group... (8 pages)View decision -
Decision Reference DRN-3471230
26 May 2022 Everyday Lending Limited UpheldConsumer CreditDRN-3471230 The complaint Mr B has complained that Everyday Lending Limited was irresponsible in lending to him. What happened In May 2015 Everyday Lending provided Mr B with a loan of £2,500 repayable over 24 months with a monthly repayment of £138.98. Mr B complained that the loan was un... (3 pages)View decision -
Decision Reference DRN-3475216
26 May 2022 Starling Bank Limited UpheldBanking and PaymentsDRN-3475216 The complaint A company which I’ll refer to as ‘G’ complains that Starling Bank Limited unfairly closed its business current account and recalled its Bounce Back Loan facility. The complaint is brought on G’s behalf by its director, Mr B. What happened On 8 May 2020, G opened a... (5 pages)View decision -
Decision Reference DRN-3481425
25 May 2022 AWP P&C SA UpheldInsuranceDRN-3481425 The complaint Mr E complains that AWP P&C SA (AWP) unfairly declined his claim under his Home Emergency policy. What happened Mr E had a home emergency policy with AWP. The policy provided cover for a number of home emergencies, including problems with the “primary heating ... (4 pages)View decision
