We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 119142 results
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Decision Reference DRN-3351636
11 Apr 2022 The Royal Bank of Scotland Plc UpheldInvestmentsDRN-3351636 The complaint Mr G complains that The Royal Bank of Scotland Plc (RBS) mis-sold him a life assurance policy. Specifically, he says that RBS didn’t tell him that he could pay significantly more in premiums than the sum assured. What happened In 2004, Mr G completed an applicatio... (2 pages)View decision -
Decision Reference DRN-3426631
11 Apr 2022 Acromas Insurance Company Limited UpheldInsuranceDRN-3426631 The complaint Mr G has complained about the poor service he received from Acromas Insurance Company Limited when he made a claim under his car insurance policy. What happened I’ve taken my understanding of what happened from Mr G’s initial call to this service on 3 August 2021 ... (4 pages)View decision -
Decision Reference DRN-2897316
11 Apr 2022 Bamboo Limited UpheldConsumer CreditDRN-2897316 The complaint Ms M complains about a loan given to her by Bamboo Limited. What happened In December 2014, Ms M applied for a loan of £5,000 with Bamboo. It was agreed on the basis that it would be repaid by 60 monthly instalments of approximately £216. Ms M complains that Bambo... (4 pages)View decision -
Decision Reference DRN-3193816
11 Apr 2022 Shawbrook Bank Limited UpheldConsumer CreditDRN-3193816 The complaint Mr E has complained that Shawbrook Bank Limited did not pay him enough compensation to fairly settle his claim against it under section 75 of the Consumer Credit Act 1974 in relation to his purchase of some solar panels. Background Mr E bought solar panels for his... (2 pages)View decision -
Decision Reference DRN-3426065
11 Apr 2022 Everyday Lending Limited UpheldConsumer CreditDRN-3426065 The complaint Miss B has complained that Everyday Lending trading as Everyday Loans was irresponsible in lending to her. What happened In July 2018 Miss B took out a loan with Everyday Loans for £1,500. She said the purpose of the loan was to buy a car. The loan was taken out o... (4 pages)View decision -
Decision Reference DRN-3231747
11 Apr 2022 Mercedes-Benz Financial Services UK Limited UpheldConsumer CreditDRN-3231747 The complaint Ms N complains that Mercedes-Benz Financial Services UK Limited (MBFS) unfairly applied charges when she returned a vehicle to it at the end of a hire agreement. What happened Ms N acquired a car under a hire agreement with MBFS. The agreement commenced in Novembe... (6 pages)View decision -
Decision Reference DRN-3421654
11 Apr 2022 U K Insurance Limited UpheldInsuranceDRN-3421654 The complaint Mr and Mrs J have complained that U K Insurance Limited unreasonably held them responsible for causing damage to another driver’s car under their motor policy. What happened An incident occurred in a carpark in June 2020 between Mr and Mrs J and another car. Mr an... (4 pages)View decision -
Decision Reference DRN-3423670
11 Apr 2022 Admiral Insurance Company Limited UpheldInsuranceDRN-3423670 The complaint Miss R has complained about her motor insurer Admiral Insurance Company Limited in respect of how it handled her claim made after she was involved in a collision with a motorcyclist on a roundabout. What happened There was an accident on 9 April 2021 and Miss R re... (4 pages)View decision -
Decision Reference DRN-3105094
11 Apr 2022 Avantcredit Of Uk, Llc UpheldConsumer CreditDRN-3105094 The complaint Mr K has complained that AvantCredit of UK, LLC was irresponsible in lending to him. What happened In April 2016 AvantCredit provided Mr K with a loan of £5,000. The loan was repayable over 36 months and the monthly repayments were £211.60. The APR was 34.5%. Mr K... (3 pages)View decision -
Decision Reference DRN-3425967
11 Apr 2022 Bank of Scotland Plc UpheldBanking and PaymentsDRN-3425967 The complaint A charity which I will refer to as T, complains that Bank of Scotland plc caused considerable inconvenience to them following a request by T to change the signatories to their account. What happened The background to the complaint is well known to both parties and... (3 pages)View decision
