We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 121074 results
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Decision Reference DRN-3354453
8 Jun 2022 Aviva Life & Pensions UK Limited UpheldInvestmentsDRN-3354453 The complaint Mr L and Miss S complain that Aviva Life & Pensions UK Limited has unfairly cancelled their option to make cash withdrawals from their Multiplan whole of life policies. What happened Mr L and Miss S took out their policies in June 1991 through an independent f... (5 pages)View decision -
Decision Reference DRN-3387307
8 Jun 2022 National Westminster Bank Plc UpheldBanking and PaymentsDRN-3387307 The complaint Mr C complains that National Westminster Bank Plc (NatWest) blocked transactions and then cancelled his debit card leading to a lost investment. He would like more compensation than NatWest has offered. What happened The details of this complaint are well known ... (2 pages)View decision -
Decision Reference DRN-3520242
8 Jun 2022 jch investment management limited UpheldPensions and AnnuitiesDRN-3520242 The complaint Mr T has complained that jch investment management limited (JCH) gave him unsuitable advice to transfer his defined benefits from his occupational pension scheme (OPS) – the British Steel Pension Scheme (BSPS) – to a self invested personal pension (SIPP). What hap... (24 pages)View decision -
Decision Reference DRN-3516700
8 Jun 2022 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-3516700 The complaint Ms A complains that Barclays Bank UK PLC trading as Barclaycard (“Barclaycard”) gave her incorrect information about payment options available to pay her builder. What happened The facts of this complaint are well known to both parties. So, I won’t go into much de... (5 pages)View decision -
Decision Reference DRN-3522369
8 Jun 2022 National Westminster Bank Plc UpheldBanking and PaymentsDRN-3522369 The complaint Mr E complains that National Westminster Bank Plc (NatWest) unfairly blocked his account. Mr E also complains that NatWest didn’t remove the account block when asked. What happened Mr E held a joint account with a third party known as Mrs E. Mr E has told us that ... (2 pages)View decision -
Decision Reference DRN-3521633
8 Jun 2022 Aviva Insurance Limited UpheldInsuranceDRN-3521633 The complaint Mr E complains about how Aviva Insurance Limited (“Aviva”) handled a claim under his home emergency cover. What happened Mr E has a home emergency policy with Aviva that provides an annual service and emergency breakdown cover for his boiler. In mid-February 2021,... (4 pages)View decision -
Decision Reference DRN-3493771
8 Jun 2022 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-3493771 The complaint Miss A complains Barclays Bank UK PLC trading as Barclaycard (Barclays) unfairly registered a default on her credit file. What happened Miss A says in November 2020 she telephoned Barclays to inform them she was experiencing financial difficulties. Miss A says the... (3 pages)View decision -
Decision Reference DRN-3521378
8 Jun 2022 American Express Services Europe Limited (AESEL) UpheldBanking and PaymentsDRN-3521378 The complaint D, a limited company, is unhappy that American Express Services Europe Limited (AESEL)(“AMEX”) reported incorrect information to a credit reference agency relating to its previous Business Gold Card. D is also unhappy that AMEX refused to register a complaint over... (4 pages)View decision -
Decision Reference DRN-3521443
8 Jun 2022 Carcashpoint Limited UpheldConsumer CreditDRN-3521443 The complaint Mr S has complained that CarCashPoint Limited (“CCP”) was irresponsible to have agreed credit for him. What happened CCP provided Mr S with two loans, one in August 2017 and another in February 2018. The first was for an amount of £1,500 to be repaid in 36 monthly... (5 pages)View decision -
Decision Reference DRN-3521041
8 Jun 2022 Santander UK Plc UpheldConsumer CreditDRN-3521041 The complaint Mr J complains Santander UK plc (Santander) unfairly registered a missed payment marker on his credit file. What happened Mr J says following a difficult time financially for him and the expiry of an agreed Covid payment holiday, he attempted to arrange to set up ... (4 pages)View decision
