We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 122404 results
-
Decision Reference DRN-5627462
17 Jun 2025 Haven Insurance Company Limited UpheldInsuranceDRN-5627462 The complaint Mr K complains that Haven Insurance Company Limited avoided his motor insurance policy and didn’t deal with his claim. What happened Mr K took out a motor insurance policy with Haven through a price comparison site. After his car was stolen, he made a claim to ... (5 pages)View decision -
Decision Reference DRN-5384262
17 Jun 2025 Western Provident Association Limited UpheldInsuranceDRN-5384262 The complaint Mr and Mrs B complain Western Provident Association Limited (WPA) failed to cancel their private medical insurance policy, and refused to refund the premiums paid. Mr B brings the complaint on behalf of himself and his wife, so for ease I will refer to all subm... (3 pages)View decision -
Decision Reference DRN-5378019
17 Jun 2025 First Response Finance Ltd UpheldConsumer CreditThe complaint Miss J is unhappy that a car supplied to her under a hire purchase agreement with First Response Finance Ltd (First Response) was of an unsatisfactory quality. When I refer to what Miss J has said and what First Response have said, it should also be taken to include things sa... (6 pages)View decision -
Decision Reference DRN-5520491
17 Jun 2025 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-5520491 The complaint Mr B complains Barclays Bank UK PLC (trading as Tesco Bank) failed to refund his deposit for a vehicle he declined to purchase. What happened On around 3 August 2024, Mr B sought to trade-in his 17-year-old caravan for a newer one from a caravan supplier (which... (5 pages)View decision -
Decision Reference DRN-5629195
17 Jun 2025 Home Retail Group Card Services Limited UpheldConsumer CreditDRN-5629195 The complaint Mr H is unhappy with how Home Retail Group Card Services Limited, trading as Argos, have administered his credit account. What happened Mr H had a credit account with Argos which had an outstanding balance. In February 2018, Mr H entered a debt management plan ... (3 pages)View decision -
Decision Reference DRN-5627049
17 Jun 2025 Royal & Sun Alliance Insurance Limited UpheldInsuranceDRN-5627049 The complaint Mr and Mrs C have complained about the amount Royal & Sun Alliance Insurance Limited (“RSA”) offered them in settlement of their claim for a damaged kitchen. They’re also unhappy with how their claim was handled. What happened In May 2024 Mr and Mrs C made... (4 pages)View decision -
Decision Reference DRN-5308202
17 Jun 2025 Monzo Bank Ltd UpheldBanking and PaymentsDRN-5308202 The complaint Mr T has complained that Monzo Bank Ltd hasn’t reimbursed the money he says he’s lost to a scam. What happened Mr T says he’s fallen victim to an investment scam. In 2022, a trusted professional acquaintance introduced Mr T to an investment opportunity with a c... (5 pages)View decision -
Decision Reference DRN-5579421
17 Jun 2025 Stellantis Financial Services UK Limited UpheldConsumer CreditDRN-5579421 The complaint Mr S complains that Stellantis Financial Services UK Limited (SFS) would not allow him to cancel his hire agreement, and he is unhappy with what happened after his agreement was settled. When I refer to what Mr S and SFS have said and/or done, it should also b... (4 pages)View decision -
Decision Reference DRN-5589629
17 Jun 2025 TSB Bank plc UpheldMortgagesDRN-5589629 The complaint Mr B is unhappy that TSB Bank plc wouldn’t allow him to have tenants in his property when he thought he had consent-to-let. Mr B doesn’t think TSB Bank plc has offered him enough support while he has been in financial difficulty. What happened Mr B took out an ... (7 pages)View decision -
Decision Reference DRN-5163825
17 Jun 2025 Santander UK Plc UpheldBanking and PaymentsDRN-5163825 The complaint Mr R complains that Santander UK Plc (Santander) won’t reimburse him for payments he made to a scam. Mr R’s complaint is brought by a professional representative but for ease I will refer only to Mr R in this decision. What happened The detailed background to t... (4 pages)View decision
