We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 1102 results
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Decision Reference DRN-4942708
1 Aug 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4942708 The complaint Miss L complains that the conditional sale agreement given to her by Moneybarn No. 1 (trading as Moneybarn) was unaffordable for her. What happened In February 2020 Miss L took out the finance agreement to purchase a car. The total cost of the car was £7,689 of... (3 pages)View decision -
Decision Reference DRN-4839083
31 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4839083 Complaint Miss H complains that Moneybarn No.1 Ltd (“Moneybarn”) unfairly entered into a conditional- sale agreement with her. She’s said the agreement was unaffordable for her. Background In November 2018, Moneybarn provided Miss H with finance for a used car. The cash pri... (3 pages)View decision -
Decision Reference DRN-4841258
29 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4841258 Complaint Mr B complains that Moneybarn No.1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that the proper checks weren’t carried out and he was provided with finance that was unaffordable. Background In August 2019, Moneybarn ... (3 pages)View decision -
Decision Reference DRN-4918249
29 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4918249 Complaint Mr L complains that Moneybarn No. 1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that the payments to the agreement were unaffordable so he should not have been lent to. Background In March 2019, Moneybarn provided M... (4 pages)View decision -
Decision Reference DRN-4898208
29 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4898208 Complaint Mr C complains that Moneybarn No.1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that the proper checks weren’t carried out and he was provided with finance that was unaffordable. Background In January 2022, Moneybarn... (3 pages)View decision -
Decision Reference DRN-4914556
26 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4914556 Complaint Mr L complains that Moneybarn No. 1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that the payments to the agreement were unaffordable so he should not have been lent to. Background In June 2018, Moneybarn provided M... (3 pages)View decision -
Decision Reference DRN-4876221
26 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4876221 Complaint Miss M complains that Moneybarn No.1 Ltd (“Moneybarn”) unfairly entered into a conditional-sale agreement with her. She’s said the agreement was unaffordable for her. Background In July 2020, Moneybarn provided Miss M with finance for a used car. The cash price of ... (3 pages)View decision -
Decision Reference DRN-4910821
25 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4910821 Complaint Mr S complains that Moneybarn No. 1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that this agreement was unaffordable for him. Background In November 2018, Moneybarn provided Mr S with finance for a used car. The pur... (3 pages)View decision -
Decision Reference DRN-4915227
22 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4915227 Complaint Mr M complains that Moneybarn No.1 Limited (“Moneybarn”) unfairly entered into a conditional sale agreement with him. He’s said that the proper checks weren’t carried out and he was provided with finance that was unaffordable. Background In March 2019, Moneybarn p... (4 pages)View decision -
Decision Reference DRN-4903423
22 Jul 2024 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-4903423 Complaint Miss S complains that Moneybarn No.1 Ltd (“Moneybarn”) unfairly entered into a conditional- sale agreement with her. She’s said the agreement was unaffordable for her. Background In August 2018, Moneybarn provided Miss S with finance for a used car. The cash price... (3 pages)View decision