We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 4777 results
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Decision Reference DRN1687572
26 Apr 2018 Admiral Insurance Company Limited UpheldInsurance (excluding PPI)Miss B complains that Admiral Insurance Company Limited issued a motor insurance policy showing the wrong car and is seeking to recover from her costs arising out of an accident involving that car, which she has never owned or driven.backgroundIn December 2015, Miss B ... (4 pages)View decision -
Decision Reference DRN1856007
23 Jan 2019 Bank of Scotland Plc Not upheldBanking and creditMr S complains that Bank of Scotland Plc (“BoS”) is acting unfairly and unreasonably when setting conditions on its release of the deeds of his property. He wants matters put right.backgroundMr S had an interest only mortgage with BoS, which ended in October 2017 wi... (2 pages)View decision -
Decision Reference DRN-4003915
10 Mar 2023 Haven Insurance Company Limited UpheldInsuranceDRN-4003915 The complaint Mr S complains that Haven Insurance Company Limited declined to pay his claim on his motor insurance policy after his car was stolen. He wants Haven to pay for the loss of his car. What happened Mr S took out a motor insurance policy with Haven through an online c... (2 pages)View decision -
Decision Reference DRN3632122
9 May 2013 Barclays Bank Plc Not upheldBanking and creditsummary of complaintMs D complains that Barclays made mistakes in administering her loan.She complains that it registered inaccurate information about late loan repayments on her credit file. She says that as a result she has had to pay more for her finance than she should have. She wa... (3 pages)View decision -
Decision Reference DRN-4502393
21 Dec 2023 Ageas Insurance Limited UpheldInsuranceDRN-4502393 The complaint Mr B has complained that Ageas Insurance Limited held an open claim under his van insurance policy which caused his premium to be higher at renewal. After bringing his complaint to this service, Ageas closed the claim as a ‘fault’ claim which Mr B was unhappy abou... (4 pages)View decision -
Decision Reference DRN1220817
28 Sep 2015 Bank of Scotland Plc Not upheldBanking and creditMr S is concerned about the service provided to him by Bank of Scotland plc (trading as Halifax). He’s also unhappy about the way Halifax has responded to his complaint. To resolve things, he’d like Halifax to apologise and acknowledge there’ve been misunderstandings, and... (2 pages)View decision -
Decision Reference DRN-3341656
22 Jul 2022 Volkswagen Financial Services (UK) Limited Not upheldConsumer CreditDRN-3341656 The complaint Mr P complains that a car he took on finance from Volkswagen Financial Services (UK) Limited (VWFS) was misrepresented to him. Specifically, he says that he was not told that the Infotainment Pack that came with the car was a subscription service; after three year... (2 pages)View decision -
Decision Reference DRN1442121
24 Aug 2020 Loans 2 Go Limited Not upheldBanking and creditMr J complains that Loans 2 Go Limited failed to provide him with sufficient information before he agreed to borrow from the firm. As a result he says that he was unaware of the cancellation terms of the agreement and has had to pay interest when withdrawing from his agreement.backgroundMr... (2 pages)View decision -
Decision Reference DRN9721607
6 Apr 2020 Santander UK Plc UpheldBanking and creditMrs P complains that when she remortgaged to Santander UK Plc the solicitor didn’t ensure the previous lender’s charge was removed, which caused her problems when she later applied for a lifetime mortgage elsewhere to repay Santander.Mrs P has been supported in bringing this complaint by h... (2 pages)View decision -
Decision Reference DRN1187020
16 Feb 2016 Lloyds Bank PLC Not upheldBanking and creditMr K complains he was mis-sold a packaged bank account by Lloyds Bank PLC.backgroundMr K opened a free account with Lloyds in December 1985. Lloyds can’t say for sure when the account was upgraded to a packaged bank account. But Mr K’s statements show it was a packa... (2 pages)View decision