We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 369228 results
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Decision Reference DRN-5268513
18 Jun 2025 Bank of Scotland Plc Not upheldBanking and PaymentsDRN-5268513 The complaint Ms B complains Bank of Scotland plc trading as Halifax won’t refund money she lost when she fell victim to an investment ( ) ) What happened The background to this complaint is well known to both parties and so I’ll only refer to some key events &... (4 pages)View decision -
Decision Reference DRN-5601311
18 Jun 2025 Advantage Insurance Company Limited Not upheldInsuranceDRN-5601311 The complaint Mr C has complained that Advantage Insurance Company Limited repaired his car under his motor policy following theft and malicious damage, without his consent. He said he wanted the car written off or to be allowed to have it repaired by his own repairers. Mr ... (6 pages)View decision -
Decision Reference DRN-5183840
18 Jun 2025 Bank of Scotland Plc Not upheldBanking and PaymentsDRN-5183840 Complaint Mr R is unhappy that Halifax didn't reimburse him after he told it he'd fallen victim to a scam. He has brought this complaint with the assistance of a professional representative. For simplicity's sake, I've generally referred to Mr R in the te... (3 pages)View decision -
Decision Reference DRN-5404912
18 Jun 2025 Ageas Insurance Limited UpheldInsuranceDRN-5404912 The complaint Mr F and Mrs N complained about Ageas Insurance Limited’s (“Ageas”) poor claim handling and substandard repairs, following a claim involving a damaged shower under their home buildings insurance policy. I’ll refer to Mr F in my decision for ease. What happened ... (3 pages)View decision -
Decision Reference DRN-5574404
18 Jun 2025 Healthcare Finance Limited UpheldConsumer CreditDRN-5574404 The complaint Miss W complains about how Healthcare Finance Limited (‘HFL’) responded to a claim she made to it in respect of dental treatment she paid for using the fixed sum loan it provided. What happened The parties are familiar with the background details of this compla... (8 pages)View decision -
Decision Reference DRN-5504496
18 Jun 2025 J.P. Morgan Europe Limited Not upheldBanking and PaymentsDRN-5504496 The complaint Mr A complains J.P. Morgan Europe Limited trading as Chase won’t reimburse money he says he lost to a scam. What happened Mr A says he was the victim of an investment scam between January and July 2024. He reported all the payments he made to Chase and said it ... (2 pages)View decision -
Decision Reference DRN-5591101
18 Jun 2025 Scottish Widows Limited Not upheldPensions and AnnuitiesDRN-5591101 The complaint Mr B complains that Scottish Widows Limited (SW) unfairly taxed his drawdown withdrawal. What happened Mr B has a drawdown personal pension with SW. In March 2024, having already taken a 25% tax-free cash lump sum earlier in the tax year, he wanted to take a fu... (6 pages)View decision -
Decision Reference DRN-5598538
18 Jun 2025 Evergreen Finance London Limited Not upheldConsumer CreditDRN-5598538 The complaint Miss G has complained that Evergreen Finance London Limited trading as MoneyBoat.co.uk (“MoneyBoat”) acted irresponsibly when it provided her with two loans in 2021 and 2022. She has also complained that it failed to offer to reasonable support when she ran int... (3 pages)View decision -
Decision Reference DRN-5364332
18 Jun 2025 ReAssure Limited Not upheldInsuranceDRN-5364332 The complaint Mrs B complains that ReAssure Limited have unfairly declined a claim on her critical illness policy. What happened Mrs B holds a life and critical illness policy with ReAssure. As part of the policy, Mrs B is covered for permanent disability (TPD). Due to her h... (3 pages)View decision -
Decision Reference DRN-5586829
18 Jun 2025 Trading 212 UK Limited Not upheldInvestmentsDRN-5586829 The complaint Mr H has complained that Trading 212 UK Ltd (‘T212’) illegally limited access to his contracts for difference (‘CFD’) trading account which prevented him from trading. Mr H had updated his financial details to prevent this from happening, and so he says T212 ca... (5 pages)View decision
