We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 393318 results
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Decision Reference DRN-5830988
23 Sep 2025 Wakam Not upheldInsuranceDRN-5830988 The complaint Mr C complains Wakam unfairly declined his claim and avoided his motor insurance policy from the start date. I understand Mr C raised another complaint about the time taken for Wakam to settle his claim but this decision is about the above complaint only. All r... (3 pages)View decision -
Decision Reference DRN-5792022
23 Sep 2025 Interactive Brokers (U.K.) Limited Not upheldInvestmentsDRN-5792022 The complaint Mr B says errors and excessive complexity in the services provided by Interactive Brokers (U.K.) Limited (‘IBUK’) caused him to make trades he didn’t intend which cost him money. What happened Mr B had an ISA and a general investment account with IBUK. On 17 De... (5 pages)View decision -
Decision Reference DRN-5694675
23 Sep 2025 Domestic & General Insurance Plc UpheldInsuranceDRN-5694675 The complaint Ms C complains about the repairs that were carried out on her washing machine under her appliance insurance contract with Domestic & General Insurance Plc (“D&G”). She believes D&G is responsible for damage to her kitchen floor. D&G is the under... (3 pages)View decision -
Decision Reference DRN-5672693
23 Sep 2025 esure Insurance Limited Not upheldInsuranceDRN-5672693 The complaint Mr H complains about the poor service provided by esure Insurance Limited and about the total loss decision it made after he made a claim on his motor insurance policy. What happened Mr H’s car was damaged in an accident on 27 July 2024. When he reported it to... (4 pages)View decision -
Decision Reference DRN-5483867
23 Sep 2025 Nationwide Building Society Not upheldBanking and PaymentsDRN-5483867 The complaint Mr C is unhappy with how Nationwide Building Society (Nationwide) handled a chargeback claim he made to them. What happened Mr C purchased many baby clothes from a supplier I shall call ‘T’ in March 2024 to the sum of £660.10 using his Nationwide debit card. He... (4 pages)View decision -
Decision Reference DRN-5672539
23 Sep 2025 Legal and General Assurance Society Limited Not upheldPensions and AnnuitiesDRN-5672539 The complaint Mr A complains that when he switched his existing funds within his pension plan in 2024, Legal and General Assurance Society Limited (L&G) didn’t apply those same investment changes to the contributions he made thereafter. He says L&G’s online portal, a... (5 pages)View decision -
Decision Reference DRN-5692748
23 Sep 2025 EUI Limited Not upheldInsuranceDRN-5692748 The complaint Mr P and Mrs P complain that after they made a claim on their motor insurance policy EUI Limited didn’t offer enough for Mr P’s stolen car and provided poor service. What happened Mr P’s car was stolen on 1 November 2024, but the claim wasn’t paid until late D... (2 pages)View decision -
Decision Reference DRN-5836434
23 Sep 2025 Black Horse Limited UpheldConsumer CreditDRN-5836434 The complaint Mr S is unhappy with the van he acquired under the hire purchase agreement with Black Horse Limited (BH). When I refer to what Mr S and BH have said or did, it should also be taken to include things said or done on their behalf. And when I refer to the word ‘... (7 pages)View decision -
Decision Reference DRN-5807824
23 Sep 2025 Admiral Insurance (Gibraltar) Limited Not upheldInsuranceDRN-5807824 The complaint Mr S and Mrs S complain Admiral Insurance (Gibraltar) Limited (Admiral) has declined the claim they made under their travel insurance policy. This complaint has been bought by both Mr S and Mrs S, but as Mr S has been leading in this complaint, and for ease, I’... (3 pages)View decision -
Decision Reference DRN-5664352
23 Sep 2025 Admiral Insurance (Gibraltar) Limited UpheldInsuranceDRN-5664352 The complaint Mrs L has complained about the way Admiral Insurance (Gibraltar) Limited handled her claim under her motor insurance policy and the amount it paid in settlement of it. Any reference to Admiral includes its agents. What happened Mrs L’s vehicle was stolen on 9 D... (3 pages)View decision