We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 385796 results
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Decision Reference DRN-5412752
8 Apr 2025 Bank of Scotland Plc Not upheldConsumer CreditDRN-5412752 The complaint Miss P complains that she was pre accepted by Bank of Scotland plc trading as Halifax for a loan with an APR of 6.6% but when she went back into her application to edit the loan amount and her salary amount, she was then offered an APR of 12,8%. What happened O... (2 pages)View decision -
Decision Reference DRN-5044128
8 Apr 2025 Moneybarn No. 1 Limited UpheldConsumer CreditDRN-5044128 The complaint Mr W complains about the quality of a car supplied to him on finance by Moneybarn No. 1 Limited trading as Moneybarn (‘MB’). What happened The parties are familiar with the background details of this complaint – so I will briefly summarise them here. It reflect... (3 pages)View decision -
Decision Reference DRN-5431526
8 Apr 2025 Aviva Insurance Limited UpheldInsuranceDRN-5431526 The complaint Miss M complains that Aviva Insurance Limited further damaged her car after she made a claim on her motor insurance policy. She wants her car repaired. What happened Miss M was involved in an incident with another driver and the rear of her car was damaged. Sh... (3 pages)View decision -
Decision Reference DRN-5260875
8 Apr 2025 Moneybarn No. 1 Limited Not upheldConsumer CreditDRN-5260875 The complaint Mr W complains about the quality of a motorbike he has been funding through an agreement with Moneybarn No. 1 Limited (Moneybarn). What happened Mr W took receipt of a used motorbike in September 2023. He funded the deal through a conditional sale agreement wit... (2 pages)View decision -
Decision Reference DRN-5348094
8 Apr 2025 Corbel Partners Limited Not upheldPensions and AnnuitiesDRN-5348094 The complaint Mr H complains about the involvement of LJ Financial Planning (GB) Ltd (LJFP) in the transfer of his existing pensions to a QROPS (Qualifying Recognised Overseas Pension Scheme). Corbel Partners Limited (CP) is responsible for the advice LJFP gave. For ease of... (6 pages)View decision -
Decision Reference DRN-5465990
8 Apr 2025 Healthcare Finance Limited Not upheldConsumer CreditDRN-5465990 The complaint and what happened Mr Y complains that Healthcare Finance Limited (“HFL”) failed to pay out on a claim he made to it about the failure of a supplier to deliver the dental treatment which he paid for with credit it provided. I’ve included relevant sections of my ... (3 pages)View decision -
Decision Reference DRN-5465832
8 Apr 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5465832 The complaint A company, which I will refer to as N, complains about the way Barclays Bank UK Plc carried out a Know Your Customer (KYC) review. N’s directors say that the review took an unreasonable amount of their time and effort, was very stressful, and caused anxiety. W... (3 pages)View decision -
Decision Reference DRN-5301795
8 Apr 2025 Black Horse Limited Not upheldConsumer CreditDRN-5301795 The complaint Mr M complains about the quality of a car he acquired under a hire purchase agreement with Black Horse Limited (Black Horse). When I refer to what Mr M has said and what Black Horse have said, it should also be taken to include things said on their behalf. Wh... (4 pages)View decision -
Decision Reference DRN-5412743
8 Apr 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5412743 The complaint Mr S complains that Barclays Bank UK PLC blocked his card and provided him with different dates in relation to when the bank received his payment and when the payment was cleared. Mr S is unhappy that Barclays have used two different dates to reference when it ... (2 pages)View decision -
Decision Reference DRN-5466188
8 Apr 2025 United Trust Bank Limited UpheldMortgagesDRN-5466188 The complaint This complaint is about a secured bridging loan Mrs and Mr L held until recently with United Trust Bank Limited (UTB). In essence, there are two broad strands to the complaint; these are: that the bridging loan was misrepresented as being unregulated when it... (9 pages)View decision
