We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 391431 results
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Decision Reference DRN-5325579
5 Mar 2025 HSBC UK Bank Plc Not upheldBanking and PaymentsDRN-5325579 The complaint A – a limited company complains HSBC UK Bank Plc unfairly applied a Credit Industry Fraud Avoidance System (‘CIFAS’- the UK’s fraud alert service) marker against its name. A is represented by its director - Mr A. What happened A held a business account with H... (3 pages)View decision -
Decision Reference DRN-4976964
5 Mar 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-4976964 The complaint Ms W has complained, initially via a representative, that Revolut Ltd (“Revolut”) failed to refund the money she lost as part of an investment scam. What happened The details of this complaint are well known to both parties, so I will not repeat everything agai... (3 pages)View decision -
Decision Reference DRN-5293832
5 Mar 2025 MBNA Limited Not upheldBanking and PaymentsDRN-5293832 The complaint Mr M complains that MBNA Limited rejected his claim under Section 75 of the Consumer Credit Act 1974 (‘CCA’). Mr M made the purchase along with his wife. But as the payment was made using his credit card, he is the only eligible complainant here. What happened ... (5 pages)View decision -
Decision Reference DRN-5317198
5 Mar 2025 Liverpool Victoria Insurance Company Limited UpheldInsuranceDRN-5317198 The complaint Mr and Mrs M are unhappy with what Liverpool Victoria Insurance Company Limited (LV) did after they made a claim on their legal expenses insurance policy. What happened In June 2023 Mr and Mrs M contacted LV seeking assistance from their legal expenses policy w... (3 pages)View decision -
Decision Reference DRN-5172117
5 Mar 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5172117 The complaint X complains that Revolut Ltd won’t refund several payments he says he made and lost to a scam. What happened The background to this complaint is well-known to both parties, so I won’t repeat it in detail here. But in summary and based on the submissions of bot... (3 pages)View decision -
Decision Reference DRN-5319213
5 Mar 2025 HSBC UK Bank Plc Not upheldBanking and PaymentsDRN-5319213 The complaint Mr B complains HSBC UK Bank Plc unfairly blocked his account and placed his account into overdraft. What happened Mr B raised chargeback claims in early 2023. These claims were declined, and Mr B raised a formal complaint with HSBC about its handling of the cl... (4 pages)View decision -
Decision Reference DRN-4571085
5 Mar 2025 Great Lakes Insurance SE UpheldInsuranceDRN-4571085 The complaint Mr V complains Great Lakes Insurance SE settled his buildings insurance claim unfairly. Great Lakes’ been represented by an agent for the claim and complaint. For simplicity I’ve referred to the agent’s actions as being Great Lakes’ own. For the same reason I’... (11 pages)View decision -
Decision Reference DRN-5374233
5 Mar 2025 Royal & Sun Alliance Insurance Limited Not upheldInsuranceDRN-5374233 The complaint Mr R complains that Royal & Sun Alliance Insurance Limited (RSA) declined a claim made under his home insurance policy. Where I’ve referred to RSA, this includes any action and communication by agents acting on their behalf. What happened Following bad we... (3 pages)View decision -
Decision Reference DRN-5172099
5 Mar 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5172099 The complaint X complains that Barclays Bank UK PLC won’t refund several payments he says he made and lost to a scam. What happened The background to this complaint is well-known to both parties, so I won’t repeat it in detail here. But in summary and based on the submissio... (3 pages)View decision -
Decision Reference DRN-5373900
5 Mar 2025 Advantage Finance Ltd UpheldConsumer CreditDRN-5373900 The complaint Mr Z complains about the quality of a car supplied on finance by Advantage Finance Ltd (‘AF’). What happened The parties are familiar with the background details of this complaint – so I will briefly summarise them here. It reflects my role resolving disputes w... (10 pages)View decision