We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 375868 results
-
Decision Reference DRN-5729444
1 Aug 2025 Lloyds Bank PLC Not upheldBanking and PaymentsDRN-5729444 The complaint Mr K complains that Lloyds Bank PLC won’t refund the money he lost when he was the victim of what he feels was a scam. What happened In late 2023, an actor posted on a social media group Mr K was a member of asking for a script for a play to perform at an arts... (3 pages)View decision -
Decision Reference DRN-5692945
1 Aug 2025 The Co-operative Bank Plc Not upheldBanking and PaymentsDRN-5692945 The complaint Mr D complains that The Co-operative Bank Plc gave him conflicting information concerning cheque clearance times. He further complains about the cost of calls made following conversations with Co-op staff, the length of time it took for his complaint to be reso... (3 pages)View decision -
Decision Reference DRN-5327472
1 Aug 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5327472 The complaint Mr O complains that Barclays Bank UK PLC won’t refund the money he lost when he was the victim of what he feels was a scam. What happened In or before October 2019, Mr O found out about an opportunity to invest in a property development company. He says he und... (3 pages)View decision -
Decision Reference DRN-5718023
1 Aug 2025 Gain Credit LLC Not upheldConsumer CreditDRN-5718023 The complaint Mr W complaints that Gain Credit LLC trading as Drafty (“Drafty”) has unfairly reported adverse information with the credit reference agency after he was late making his payment. What happened The complaint concerns a running credit facility which was opened i... (3 pages)View decision -
Decision Reference DRN-5729357
1 Aug 2025 Santander UK Plc UpheldBanking and PaymentsDRN-5729357 The complaint Mrs C complains that Santander UK Plc (Santander) told her they don’t routinely receive £5 notes as part of their cash deliveries, and consequently she isn’t always able to obtain them when withdrawing cash in her local branch. What happened Mrs C says she lik... (2 pages)View decision -
Decision Reference DRN-5427571
1 Aug 2025 Wise Payments Limited UpheldBanking and PaymentsDRN-5427571 The complaint Ms T complains that Wise Payments Limited won’t refund the money she lost when she was the victim of a scam. What happened In November 2023, Ms T received a text message about a potential job for her. She replied that she was interested and was told the job in... (4 pages)View decision -
Decision Reference DRN-5427570
1 Aug 2025 HSBC UK Bank Plc Not upheldBanking and PaymentsDRN-5427570 The complaint Ms T complains that HSBC UK Bank Plc won’t refund the money she lost when she was the victim of a scam. What happened In November 2023, Ms T received a text message about a potential job for her. She replied that she was interested and was told the job involve... (3 pages)View decision -
Decision Reference DRN-5355532
1 Aug 2025 Monzo Bank Ltd Not upheldBanking and PaymentsDRN-5355532 The complaint Mr M complains that Monzo Bank Ltd won’t refund the money he lost when he was the victim of what he feels was a scam. What happened In late 2022, Mr M was looking for a way to earn some additional income and a friend of his told him about an investment company... (3 pages)View decision -
Decision Reference DRN-5729321
1 Aug 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5729321 The complaint Mr S is complaining that Revolut Ltd didn’t do enough to prevent him from making payments to a cryptocurrency investment scam. The complaint is brought on his behalf by a professional representative but for ease I’ll refer mainly to Mr S in my decision. What ha... (3 pages)View decision -
Decision Reference DRN-5110105
1 Aug 2025 2 Plan Wealth Management Limited Not upheldInvestmentsDRN-5110105 The complaint Mr K has complained about the advice he received from 2Plan Wealth Management Limited (’2Plan’) to invest into an offshore bond. He wasn’t able to make the 5% tax deferred withdrawals he says he had been assured of because this facility wasn’t available to a co... (7 pages)View decision
