We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 360983 results
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Decision Reference DRN-5385854
11 Mar 2025 National Westminster Bank Plc UpheldBanking and PaymentsDRN-5385854 The complaint Ms L complains about the way National Westminster Bank Plc handled her transactions disputes and closed her account. What happened Ms L had an account with NatWest. Ms L has explained that the account wasn’t her main account, she didn’t use it much, didn’t kno... (6 pages)View decision -
Decision Reference DRN-5385799
11 Mar 2025 Royal & Sun Alliance Insurance Limited UpheldInsuranceDRN-5385799 The complaint Mr and Mrs L complain about the way Royal & Sun Alliance Insurance Limited (RSA) handled a claim they made on their home insurance following an escape of water. What happened In February 2024 there was an escape of water at Mr and Mrs L’s property which ca... (3 pages)View decision -
Decision Reference DRN-5150137
11 Mar 2025 ARAG Legal Expenses Insurance Company Limited Not upheldInsuranceDRN-5150137 The complaint Mr M complains about ARAG Legal Expenses Insurance Company Limited’s (ARAG LEI) handling of a claim he made on a legal expenses insurance policy. Mr M’s policy is underwritten by ARAG LEI, which previously operated as DAS Legal Expenses Insurance Company Limite... (3 pages)View decision -
Decision Reference DRN-5385775
11 Mar 2025 Revolut Ltd UpheldBanking and PaymentsDRN-5385775 The complaint Mr V is complaining about Revolut Ltd because it declined to refund money he lost as a result of fraud. What happened Sadly, Mr V fell victim to a cruel scam. He already had an account with Revolut that he’d used for a number of different purposes, including so... (9 pages)View decision -
Decision Reference DRN-5118424
10 Mar 2025 Marsh Finance & Commercial Limited UpheldConsumer CreditDRN-5118424 The complaint Mr H complains that Marsh Finance & Commercial Limited won’t reimburse him for some car hire costs that he incurred when the car that was supplied to him under a hire purchase agreement was being repaired. What happened A used car was supplied to Mr H under... (3 pages)View decision -
Decision Reference DRN-5241532
10 Mar 2025 AWP P&C S.A. UpheldInsuranceDRN-5241532 The complaint Mr T complains that AWP P&C S.A. cancelled his motor warranty. Mr T’s policy was sold and is administered by a third party company on AWP’s behalf and all his correspondence has been with this company, however AWP is the policy underwriter so his complaint ... (3 pages)View decision -
Decision Reference DRN-5354117
10 Mar 2025 Healthcare Finance Limited Not upheldConsumer CreditDRN-5354117 The complaint Miss W has complained about the way Healthcare Finance Limited (“HFL”) dealt with a claim for money back in relation to dental treatment which she paid for with credit it provided. What happened In October 2022 Miss W entered into a two-year fixed sum loan agre... (4 pages)View decision -
Decision Reference DRN-5336650
10 Mar 2025 National Westminster Bank Plc Not upheldBanking and PaymentsDRN-5336650 The complaint Mr B, in his capacity as a Director of C (a company) complains that National Westminster Bank Plc (NW) terminated the business credit card and applied a default to the account. What happened C holds a credit card account with NW with Mr B as the card holder. Th... (3 pages)View decision -
Decision Reference DRN-5110025
10 Mar 2025 Santander UK Plc Not upheldBanking and PaymentsDRN-5110025 The complaint Mr A complains that Santander UK plc won’t refund to him the money that he paid for some flights. What happened Mr A used his Santander credit card in February 2024 to pay £556.70 for some flights that he’d booked for the following month. He says that when he a... (3 pages)View decision -
Decision Reference DRN-5347093
10 Mar 2025 Domestic & General Insurance Plc UpheldInsuranceDRN-5347093 The complaint Miss M complains that Domestic & General Insurance Plc (DGI) unfairly cancelled her appliance and electronic device protection policies. What happened Miss M held a number of protection policies with DGI for appliances and electronic devices, which she inc... (5 pages)View decision
