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Landlord complains about a policy he was sold and couldn’t use  

Decisions and case studies / Case studies

the call recording. The policy term about landlords wasn’t highlighted to Anthony during the call. We... We asked for a copy of the:   sales call recording   sales script   policy documents

Home Emergency Insurance Home and building insurance

Published 31/07/2023    Last updated 31/07/2023

Business protection insurance 

For businesses / Complaints we deal with / Insurance

notes or other paperwork from the meeting Call recordings if applicable If the insurance product was... expect you to apply a suitable rate of interest (typically 8% simple) to the amount you refund your customer

Insurance SME

Published 30/04/2024    Last updated 30/04/2024

Consumer complains about a pricing mistake made on their insurance policy 

Decisions and case studies / Case studies

asked the business to provide evidence such as call recordings and policy notes. The evidence showed Hassan

Motor Insurance Distress and inconvenience ...

Published 16/12/2021    Last updated 16/12/2021

Insurer wouldn’t pay for treatment at eye appointment because it was not pre-authorised  

Decisions and case studies / Case studies

said We asked to listen to the call recordings. Erin was told during the call she needed to get authorisation

Insurance Private Medical Insurance

Published 08/06/2019    Last updated 05/07/2023

Waheed needed public liability insurance to refund an unhappy customer 

Decisions and case studies / Case studies

over the phone, so we requested a copy of the call recording. We listened to it and heard Waheed asking... defective workmanship. But Waheed said he had specifically requested this cover so he complained to the broker... sold him the policy. The broker said he

Insurance SME

Published 30/04/2024    Last updated 30/04/2024

Vehicle breakdown cover 

For businesses / Complaints we deal with / Insurance / Motor insurance

thought it would be We’ll need to look at: call recordings emails policy documents renewal letters... was automatically renewed when no longer wanted their policy wasn’t renewed automatically and they thought... all the available

Published 16/05/2022    Last updated 20/02/2023

Consumer had no idea she’d been sold a personal accident insurance policy until charges showed on statements  

Decisions and case studies / Case studies

the event, there wasn’t a copy of the sales call recording available. We asked the insurer to give us... said Keva agreed to buy the policy during a phone call few years ago, and that the policy had not been mis-sold... generated around the time the insurer

Insurance Personal Accident Insurance

Published 01/06/2019    Last updated 05/07/2023

Fraud and scams 

For businesses / Complaints we deal with

and any call recordings evidence of any intervention on the disputed payments – call recordings, SMS... disputed transactions all relevant call recordings including the call when the disputed

Fraud and scams

Published 01/04/2019    Last updated 18/12/2023

Vehicle breakdown cover  

For consumers / Complaints we can help with / Insurance / Motor insurance

    We’ll need to look at :   call recordings   emails   policy documents... can get different levels of cover, including: call-outs and roadside repairs vehicle recovery to... mainly affects complaints about: policy pricing

Published 16/05/2022    Last updated 21/03/2023

Private medical and dental insurance claims 

For businesses / Complaints we deal with / Insurance / Medical insurance

claim notes and correspondence – including all call recordings a timeline of events a breakdown of any... the terms of the licence when it’s considered medically appropriate some insurers may cover experimental

Published 21/06/2019    Last updated 03/07/2023

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