We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 383089 results
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Decision Reference DRN-5456344
3 Apr 2025 AmTrust Specialty Limited Not upheldInsuranceDRN-5456344 The complaint Mr W has complained that AmTrust Europe Limited unreasonably refused to pay his claim for the theft of his laptop under the gadget insurance cover contained in his travel policy. What happened Mr W’s bag containing his laptop was stolen. So, he made a claim t... (3 pages)View decision -
Decision Reference DRN-5339762
3 Apr 2025 Admiral Insurance (Gibraltar) Limited Not upheldInsuranceDRN-5339762 The complaint Mr R complains about Admiral Insurance (Gibraltar) Limited’s administration of his motor insurance policy. All references to Admiral also include its appointed agents. What happened Below is intended to be a summary of the key issues forming this complaint. The... (3 pages)View decision -
Decision Reference DRN-5077540
3 Apr 2025 HSBC UK Bank Plc Not upheldBanking and PaymentsDRN-5077540 The complaint Mr R complains that HSBC UK Bank Plc (HSBC) won’t reimburse the funds he lost when he fell victim to a scam. Mr R is represented in his complaint by a professional third party, but for ease, I will continue to refer to Mr R throughout this complaint. What happe... (4 pages)View decision -
Decision Reference DRN-5267012
3 Apr 2025 Revolut Ltd Not upheldBanking and PaymentsDRN-5267012 The complaint Mr P has complained Revolut Ltd lodged a fraud-related marker on the industry fraud database, CIFAS, in his name. What happened Mr P opened an account with Revolut in January 2024. He told them he’d set up his own reselling business and was in the process of or... (2 pages)View decision -
Decision Reference DRN-5279034
3 Apr 2025 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-5279034 The complaint Mr L complained because Barclays Bank UK PLC refused to refund him for transactions he said he hadn’t authorised. What happened On 31 July 2024, Mr L contacted Barclays and reported a number of disputed payments on his account. These had taken place on 30 July... (3 pages)View decision -
Decision Reference DRN-5407079
3 Apr 2025 Capital One (Europe) plc Not upheldBanking and PaymentsDRN-5407079 The complaint Mr I complains that Capital One (Europe) plc unfairly recorded missed payments on his credit file. What happened In September 2024, Mr I reached out to Capital One because of a change in his circumstances. Unfortunately, Mr I was no longer able to meet his rep... (3 pages)View decision -
Decision Reference DRN-5452323
3 Apr 2025 Barclays Bank UK PLC UpheldBanking and PaymentsDRN-5452323 The complaint Mr and Mrs C complain that Barclays Bank UK PLC should pay them more compensation than it has offered after they were locked out of online banking. What happened Mr and Mrs C relied on receiving monthly paper statements and using Barclays’ online banking servic... (3 pages)View decision -
Decision Reference DRN-5330376
3 Apr 2025 Santander UK Plc UpheldBanking and PaymentsDRN-5330376 The complaint Mr and Mrs H complain that Santander UK Plc (“Santander”) won’t refund the money they lost when they fell victim to a scam. What happened Between July 2019 and October 2020, Mr and Mrs H invested £56,000 in a company called Buy2let/Raedex Consortium Ltd – “R”. ... (7 pages)View decision -
Decision Reference DRN-5237437
3 Apr 2025 Santander UK Plc Not upheldBanking and PaymentsDRN-5237437 The complaint Mr R has complained Santander UK plc is asking him to repay a personal loan he didn’t take out. What happened In 2024, Mr R fell for an investment scam. Mr R initially invested £200 and quickly invested more. As part of this scam, Mr R believed the scammers app... (2 pages)View decision -
Decision Reference DRN-5401399
3 Apr 2025 MotoNovo Finance Limited Not upheldConsumer CreditDRN-5401399 The complaint Miss U has complained about the quality of a car provided on finance by MotoNovo Finance Limited (MotoNovo). What happened MotoNovo supplied Miss U with a used car on a hire purchase agreement in June 2022. The cash price of the car was around £7,000 and it ha... (8 pages)View decision
