Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 20 October 2025

Interim Chief Ombudsman

James Dipple-Johnstone

Interim Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Rachel Lam

Managing Ombudsman Director (interim)

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Richard West

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

James Mycroft

Ombudsman Director

Appointed January 2025

Career history 

  • Head of Strategy, Shawbrook Bank
  • Chief Operations Officer, Sonovate
  • Head of Customer Service, Principality Building Society
  • Chief Operating Officer, Nemo Personal Finance
  • Non-Executive Director, Welsh Ambulance Service NHS Trust
  • Director of Customer Service, BT Group

Andy Wright

Ombudsman Director (interim)

Appointed April 2020

Career history

  • Director of Mergers, Competition & Markets Authority
  • Director, Mergers, Markets and Regulatory Appeals, Competition Commission
  • Corporate Finance Manager, Deloitte
  • Assurance and Advisory Manager, Andersen

Our Ombudsmen in alphabetical order

Rod Glyn-Thomas

Ombudsman

Appointed May 2013

Career history

  • Head of International Complaints, Barclays
  • Senior Investigator, Office of the Complaints Commissioner
  • Complaints Officer, Financial Services Authority

Rona Doyle

Ombudsman

Appointed June 2011

Career history

  • Sole Practitioner Solicitor (Life & Disability Insurance)
  • Insurance Partner, Browne Jacobson Solicitors
  • Partner, Davies Lavery Solicitors

Ronesh Amin

Ombudsman

Appointed June 2021

Career history

  • Team Manager, Financial Ombudsman Service
  • Communications Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Rosie Osuji

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Customer Service Leader, Prudential plc
  • Team Manager, Lloyds Bank

Roslyn Rawson

Ombudsman

Appointed July 2011

Career history

  • Senior Consumer Credit Lawyer, Santander Cards
  • Solicitor, Prudential and Egg

Ross Hammond

Ombudsman

Appointed March 2014

Career history

  • Group Company Secretary/Head of Company Secretarial Services, The Company Warehouse
  • Trustee/Company Secretary, Chelmsford Cancer Charity
  • Legal Claims Handler, Abbey Legal Protection Limited

Ross Phillips

Ombudsman

Appointed September 2023

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Housing Officer, London Borough of Barnet Council

Rosslyn Scott

Ombudsman

Appointed February 2015

Career history

  • Fee Paid Judge of the First-tier Tribunal, Social Entitlement and Immigration and Asylum Chambers
  • Senior Legal Consultant, Mercer
  • Deputy Solicitor, AXA

Roy Kuku

Ombudsman

Appointed November 2015

Career history

  • Senior Employment Advisor, British Medical Association
  • Head of Discrimination and Employment Law, Disability Law Service
  • Supervisor, Heathrow Employment Advice Project

Roy Mawford

Ombudsman

Appointed April 2012

Career history

  • Chief Executive, Hastings Borough Council
  • Director of Planning, Cambridge University Hospital NHS Trust
  • Corporate Development Director, South East Thames Regional Health Authority

Ruth Hersey

Ombudsman

Appointed May 2010

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Investor Services Executive, Gartmore Investment Ltd

Ruth Stevenson

Ombudsman

Appointed November 2012

Career history

  • Partner, Clifford Chance Solicitors

  • Solicitor, Private Practice

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