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Complaints about car finance commission 

For consumers / Complaints we can help with / Borrowing money / Car finance

Find out how we can help if you have a complaint about the commission arrangements on your car finance agreement, which is also known as motor finance commission.

Published 17/07/2023    Last updated 05/12/2025

Unaffordable lending 

For consumers / Complaints we can help with / Borrowing money

Find out more information about what we look at when we deal with complaints about unaffordable lending.

Published 02/08/2019    Last updated 09/12/2025

Individual Savings Accounts (ISAs) 

For consumers / Complaints we can help with / Investments

Have you had a problem with your individual savings account, such as difficulty paying in, changing provider or poor advice?

Published 11/12/2024    Last updated 09/12/2025

Business protection insurance 

For consumers / Complaints we can help with / Insurance

How we can help if you have a complaint about business protection insurance.

Insurance SME

Published 30/04/2024    Last updated 09/12/2025

Karim took out new loans to pay off existing ones 

Decisions and case studies / Case studies

Karim, a full-time carer, was struggling to repay his outstanding debt with a home credit provider – after taking out 15 individual loans. We agreed the lender should have stopped lending to Karim, rather than giving him more loans to pay off existing ones.

Consumer Credit

Published 24/05/2021    Last updated 09/12/2025

Jack and Sarah’s wedding was cancelled by their venue due to Covid-19 

Decisions and case studies / Case studies

Jack and Sarah had planned a wedding abroad, but the venue cancelled their booking because Covid-19 meant it couldn’t source the staff or supplies it needed. The insurer argued that their claim was excluded because government restrictions were in place.

Covid-19 Wedding insurance

Published 24/05/2021    Last updated 09/12/2025

Policyholder complains when her insurer rejects claim for total and permanent (TPD) benefit 

Decisions and case studies / Case studies

Following surgery, Tammie developed a pain condition and was unable to work. We investigated when her insurer turned down her claim for TPD benefit because they believed there was no pathological cause.

Critical Illness

Published 16/07/2019    Last updated 09/12/2025

Joyce transferred £100,000 from her bank account to a scam investment 

Decisions and case studies / Case studies

After searching for investment opportunities online, Joyce lost £100,000 to a scam, transferring money to an unregulated broker. When she alerted her bank, it was too late to get her money back.

Banking Fraud and scams

Published 24/05/2021    Last updated 09/12/2025

A consumer says they were told the mileage on the odometer was lower than it was when they got the car 

Decisions and case studies / Case studies

When Dinesh’s finance agreement came to an end, he faced problems in selling the car on. He found out the mileage disclosed by the finance provider and odometer was a lot more than what he’d originally bought it for.

Consumer Credit

Published 05/11/2019    Last updated 09/12/2025

New car is stolen but consumer isn’t offered a replacement 

Decisions and case studies / Case studies

Reena’s new car was stolen, so her insurer offered her a cash settlement as a replacement wasn’t available. But the amount was less than the market value.

Motor Insurance

Published 28/03/2019    Last updated 09/12/2025

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