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Consumer complains that bank’s online instructions for opening a Lifetime ISA were not clear 

Decisions and case studies / Case studies

Shelby thought she had opened a Lifetime ISA online. But when her bank told her she hadn't, she came to us with her complaint. 

ISAs

Published 03/09/2019    Last updated 14/07/2025

Financial Ombudsman Chair writes to FCA Chair to confirm board decision on charging professional representatives 

News

Our Chair has written to the FCA in regards to the consultation on introducing a fee for Claims Management Companies (‘CMCs’) bringing cases to the Financial Ombudsman Service.

Published 19/11/2024    Last updated 19/11/2024

Financial Ombudsman Service sees complaints increase by more than 50% 

News

Our newly published data shows that complaints about fraud and scams, current accounts and credit cards are at record highs.

Q2 data Press release ...

Published 27/11/2024    Last updated 27/11/2024

Christmas tips from the Financial Ombudsman Service to help protect consumers’ festive finances 

News

Consumers can take some easy steps to protect themselves from unexpected financial worries this Christmas.

Travel Insurance Section 75 ...

Published 04/12/2024    Last updated 04/12/2024

High demand for Financial Ombudsman Service continues while business fees remain at lower levels 

News

The Financial Ombudsman Service will keep costs lower for businesses and further improve its value for money as it faces continued high demand in the year ahead, according to proposals published today.

Consultations and responses Press release ...

Published 11/12/2024    Last updated 11/12/2024

Consumer complains about advice to contract out of SERPS 

Decisions and case studies / Case studies

We looked into Bryn's complaint as he felt the advice he was given to contract his pension out of SERPS was unsuitable and they hadn't taken certain factors into account.

Pensions

Published 27/09/2019    Last updated 14/07/2025

A consumer complains that a used van supplied on finance is unsafe and faulty 

Decisions and case studies / Case studies

Patrick got a used van through a conditional sale agreement. After a few months into his agreement, he experienced problems with the van and wanted a refund.

Consumer Credit

Published 05/11/2019    Last updated 14/07/2025

Abby Thomas to step down as Chief Executive Officer and Chief Ombudsman of the Financial Ombudsman Service 

News

The Financial Ombudsman Service announces that Abby Thomas, who joined in October 2022 as Chief Executive and Chief Ombudsman, is stepping down.

Published 06/02/2025    Last updated 06/02/2025

Consumer complains account was mis-sold with benefits she didn't need 

Decisions and case studies / Case studies

Mamie got in touch after she took out a packaged bank account that gave her two insurance benefits. She said that she didn't need these benefits, and came to us for help.

Banking Packaged Bank Accounts

Published 27/04/2021    Last updated 14/07/2025

Consumer asks us to investigate difficulties trying to take out pet insurance policy for his cat 

Decisions and case studies / Case studies

Shai asked us to investigate whether an insurer should pay him compensation for difficulties he faced when trying to take out a pet insurance policy for his cat.

Pet Insurance Distress and inconvenience ...

Published 12/10/2021    Last updated 14/07/2025

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