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A borrower tells us she was provided with a loan she couldn't afford
Decisions and case studies / Case studies
Sally had taken out a loan and repaid it over 36 months. But she found the repayments difficult to keep up with. She came to us to investigate as she felt it was unaffordable.
Published 08/07/2019 Last updated 14/07/2025
A guarantor says they are unfairly being asked to make the payments when the borrower didn't
Decisions and case studies / Case studies
Paul and Joe refer their complaint to us after Paul’s lender persistently contacted Joe as the guarantor when Paul couldn’t make the repayments.
Published 10/07/2019 Last updated 14/07/2025
Consumer complains after his insurer reviews his policy and asks him to double his premiums
Decisions and case studies / Case studies
When Randall took out his whole of life policy, he didn't expect anything to change with it. But he came to us when the business reviewed the policy and told him he'd either have to reduce the final payout or double his contributions.
Published 15/07/2019 Last updated 14/07/2025
Abby Thomas speaks at FCA event: The Consumer Duty – one year on
News
Chief Executive and Chief Ombudsman, Abby Thomas, has delivered a keynote speech today to mark the anniversary of the Consumer Duty.
Published 31/07/2024 Last updated 01/08/2024
Consumer is unsatisfied about rejected claim for critical illness cover
Decisions and case studies / Case studies
Jorge came to us when his insurer refused to pay his claim after suffering a heart attack.
Published 16/07/2019 Last updated 14/07/2025
Financial Ombudsman Service outlines top tips to avoid common pension complaints
News
The common pension pitfalls are being highlighted today to mark pensions awareness week and help consumers understand the help that’s available.
Published 11/09/2024 Last updated 11/09/2024
Customer complains about unsatisfactory roof blinds
Decisions and case studies / Case studies
Rosie got in touch with us when the roof blinds she ordered were not fit for purpose, and the business wouldn’t give her a refund.
Published 20/08/2019 Last updated 14/07/2025
Complaints jump by 40% year on year
News
The number of financial complaints we received in the first half of 2024 rose by over 40%.
Published 24/10/2024 Last updated 24/10/2024
Unexpected withdrawal charge from transferring money to different ISA types
Decisions and case studies / Case studies
When Sean transferred money between different ISAs, he didn't realise that he'd incur a withdrawal charge because the new ISA was less than 12 months old. He got in touch for us to investigate.
Published 03/09/2019 Last updated 14/07/2025
Misunderstanding credit protection could cost consumers thousands
News
Not understanding the rules around ‘Section 75’ claims could affect consumers’ chances of getting their money back.
Published 23/10/2024 Last updated 23/10/2024
