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Consumer unhappy that her lender refused to switch mortgage to interest only after losing her job 

Decisions and case studies / Case studies

Linda lost her job as a result of the Covid-19 pandemic. She contacted her mortgage lender and asked if they could arrange some support following the change in her financial circumstances.

Mortgages Financial Difficulties ...

Published 09/12/2022    Last updated 14/07/2025

Consumer unhappy mortgage lender refused to extend a reduced payment arrangement 

Decisions and case studies / Case studies

Hareem had been unwell and his recovery was taking longer than expected. He  was receiving less income due to his reduced working hours, so he contacted his mortgage lender to ask for an extension on his reduced payment plan.

Mortgages Financial Difficulties

Published 09/12/2022    Last updated 14/07/2025

Consumer complains about impact of underinsurance 

Decisions and case studies / Case studies

When Barry made a claim on his buildings insurance following an escape of water, he was unhappy the insurer only agreed to cover 50% of his claim.

Buildings insurance

Published 19/04/2023    Last updated 11/07/2025

Consumer says insurer unfairly cancelled policy because of incorrect information 

Decisions and case studies / Case studies

Stefan made a claim after some bad weather, but his insurer told him that he was underinsured.

Home insurance

Published 20/04/2023    Last updated 11/07/2025

Renata's bank didn't make reasonable adjustments to communications with her 

Decisions and case studies / Case studies

Renata asked her bank to make reasonable adjustments when communicating with her, because she has autism. However, the bank failed to do this.

Banking Discrimination

Published 15/05/2023    Last updated 11/07/2025

Sally complains of age discrimination at her bank 

Decisions and case studies / Case studies

Sally felt discriminated against on the grounds of age when a bank wouldn’t allow her to apply for a loan. This was because she’d be 75 before the end of the loan term. 

Banking Discrimination

Published 15/05/2023    Last updated 11/07/2025

Our values 

Who we are

We were set up by Parliament to sort out complaints between financial businesses and their customers in a fair and reasonable way.

Published 13/02/2019    Last updated 28/11/2023

Resolving a complaint 

For businesses

An overview for businesses of how complaints are resolved.

Published 13/02/2019    Last updated 14/11/2022

PPI 

For consumers / Complaints we can help with

The deadline for submitting new complaints to financial businesses was 29 August 2019, but you may still be able to bring a complaint to us if you’re unhappy with the response you’ve been given.

Published 11/02/2019    Last updated 31/08/2022

Complaints about our service 

Who we are / Our customer service

What to do if you're unhappy about the service we've given you.

Published 18/02/2019    Last updated 06/11/2024

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