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Consumer buys a new flight to avoid a 12-hour delay but is told that his policy doesn't cover the cost of the new flight
Decisions and case studies / Case studies
Rion was returning from holiday when his flight was delayed for 12 hours. He paid for a different flight to avoid delaying his return.
Published 01/06/2019 Last updated 11/07/2025
I fell ill on a cruise, but the insurer has rejected my claim for medical expenses
Decisions and case studies / Case studies
Molly tried to make a claim for her medical expenses after she’d fallen ill on her cruise – but the insurer rejected her claim.
Published 01/06/2019 Last updated 11/07/2025
Making a complaint about the British Steel Pension Scheme
News
The FCA has today launched a consultation about redress and the British Steel Pension Scheme (BSPS). BSPS members do not need to wait for the outcome of the FCA consultation to complain, they can continue to get in touch with the Financial Ombudsman directly.
Published 31/03/2022 Last updated 31/03/2022
My insurer didn't think there was a "medical necessity" to cut short my holiday
Decisions and case studies / Case studies
Heather's insurer agreed to pay the cost of any necessary medical treatment Heather received while abroad, but didn’t think there was any 'medical necessity' for her to curtail her holiday.
Published 01/06/2019 Last updated 11/07/2025
Complaints about PayPal
News
PayPal (Europe) S.ar.l. et Cie, S.C.A (PayPal) is withdrawing from the Financial Ombudsman Service’s voluntary jurisdiction with effect from 1 December 2022. There will be an impact on the types of complaint we will be able to consider about PayPal.
Published 20/05/2022 Last updated 20/05/2022
Ombudsman News 172
News
Welcome to the latest edition of Ombudsman News. In this edition, we share news of our new Chief Executive and Chief Ombudsman, and outline the Discussion Paper we published earlier this month about possible changes to our future funding model.
Published 29/06/2022 Last updated 29/06/2022
Financial Ombudsman Service appoints Deputy Chief Ombudsman and Chief Operating Officer
News
The Financial Ombudsman is announcing the appointments of James Dipple-Johnstone to the role of Deputy Chief Ombudsman and Karl Khan as Chief Operating Officer.
Published 18/07/2022 Last updated 18/07/2022
Financial Ombudsman Service helps customers with insurance pricing complaints
News
Complaints down but customers continue to report changes to premiums may be unfair.
Published 20/07/2022 Last updated 20/07/2022
We’ve published our complaints data from the first half of 2022
News
Today we’ve published data showing the number of complaints we received about individual businesses between 1 January and 30 June 2022.
Published 22/09/2022 Last updated 22/09/2022
Consumer complains when insurer only pays 60% of claim because she did not disclose a previous burglary
Decisions and case studies / Case studies
Francis complains after her insurer paid out less than she'd been expecting following a burglary.
Published 06/06/2019 Last updated 11/07/2025