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Income protection insurance 

For businesses / Complaints we deal with / Insurance / Medical insurance

Information for financial businesses about how we resolve income protection insurance complaints.

Published 19/03/2019    Last updated 08/12/2025

A borrower tells us she was provided with a loan she couldn't afford 

Decisions and case studies / Case studies

Sally had taken out a loan and repaid it over 36 months. But she found the repayments difficult to keep up with. She came to us to investigate as she felt it was unaffordable.

Consumer Credit

Published 08/07/2019    Last updated 09/12/2025

Harry complained a firm didn't close his trading account to help him stop gambling 

Decisions and case studies / Case studies

A consumer asked a business to close his trading account to stop him dealing online. But he was disappointed with what the business did next, so came to us.

Gambling

Published 30/05/2023    Last updated 09/12/2025

Tim is unhappy about his logbook loans, which he feels were unaffordable 

Decisions and case studies / Case studies

Tim got in touch with us about a series of logbook loans which he said were unaffordable.

Logbook Loans

Published 23/09/2021    Last updated 09/12/2025

A customer was called by someone pretending to be his telephone provider 

Decisions and case studies / Case studies

Tom received a call from someone pretending to work for his telephone provider saying he was due a refund. He gave over his card details so he could receive the payment.

Banking Fraud and scams

Published 10/06/2019    Last updated 09/12/2025

Compensation awarded when bank fails to fully explain investment options 

Decisions and case studies / Case studies

The customer was disappointed with her interest on savings, so changed to a capital protected structured product following guidance from an adviser. We looked at what happened next.

Published 08/02/2021    Last updated 09/12/2025

Landlord complains about a policy he was sold and couldn’t use  

Decisions and case studies / Case studies

Anthony, a landlord, bought a home emergency policy to cover his rental property. But he wasn’t eligible to use it and complained to us about this.

Home Emergency Insurance Home and building insurance

Published 31/07/2023    Last updated 09/12/2025

Petra faces significant loss after high-risk pension investment advice 

Decisions and case studies / Case studies

Petra complained about advice given to her by a regulated independent financial adviser to switch her personal pension plan to a self-invested personal pension (SIPP) and invest in high-risk unregulated collective investment schemes (UCIS).

Investments Pensions

Published 05/09/2022    Last updated 05/12/2025

Customer complains about unsatisfactory roof blinds 

Decisions and case studies / Case studies

Rosie got in touch with us when the roof blinds she ordered were not fit for purpose, and the business wouldn’t give her a refund.

Consumer Credit Distress and inconvenience

Published 20/08/2019    Last updated 09/12/2025

Consumer complains about a pricing mistake made on their insurance policy 

Decisions and case studies / Case studies

Hassan contacted us after noticing a price increase on his motor insurance policy.

Motor Insurance Distress and inconvenience ...

Published 16/12/2021    Last updated 09/12/2025

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