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‘My insurer wanted me to use a private hospital 40 miles from my house, even though there was a hospital only six miles away’ 

Decisions and case studies / Case studies

Rohan contacted us when his insurer insisted that he use a hospital 40 miles away from home.  

Insurance

Published 08/06/2019    Last updated 11/07/2025

Ombudsman News 178 

News

Welcome to the latest edition of Ombudsman News. In this edition we highlight that our plans and budget consultation for 2023/24 closes soon, but there is still time to respond. We also share our latest blog about helping to resolve complaints from small businesses.

SME Financial Difficulties ...

Published 19/01/2023    Last updated 10/03/2023

Scams where you’ve been tricked into making a payment 

For consumers / Complaints we can help with / Fraud and scams

Have you been tricked into making a payment or withdrawing money, for example, with a debit or credit card or through bank transfer?

Fraud and scams

Published 07/10/2024    Last updated 02/04/2026

Our AI principles 

Who we are / Our values

This page sets out information about our approach to the use of AI and other similar technology, including how we use AI responsibly and securely.

Published 20/11/2024    Last updated 20/11/2024

Complaints about discrimination 

For consumers / Complaints we can help with / Other complaints

Do you feel a financial business has treated differently or unfairly, or discriminated against you?

Published 15/05/2023    Last updated 29/04/2026

Bank account closures 

For businesses / Complaints we deal with / Banking and payments

Do you deal with customer complaints about bank account closures? Read about the complaints we see and how we approach them.

Published 05/04/2019    Last updated 11/05/2026

Josie complains she can’t bank or shop online without a mobile 

Decisions and case studies / Case studies

Josie's bank introduced checks to protect customers from fraud, which required a mobile phone to verify passcodes when shopping online or banking. She felt her bank had discriminated against her because she did not have a mobile phone due to her disability.

Banking Discrimination

Published 15/05/2023    Last updated 11/07/2025

Harry complained a firm didn't close his trading account to help him stop gambling 

Decisions and case studies / Case studies

A consumer asked a business to close his trading account to stop him dealing online. But he was disappointed with what the business did next, so came to us.

Gambling

Published 30/05/2023    Last updated 09/12/2025

Insurer refers customer to credit hire when it wasn’t suitable 

Decisions and case studies / Case studies

Paul complains his insurer referred him to a credit hire service when it wasn’t appropriate to.

Motor Insurance

Published 27/06/2023    Last updated 11/07/2025

Multiple-occupancy buildings insurance  

For consumers / Complaints we can help with / Insurance / Home and buildings insurance

Is your complaint about a multiple-occupancy building insurance (MOBI) policy? See our guidance for freeholders and leaseholders.

Published 19/11/2025    Last updated 29/04/2026

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