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Fraud and scam complaints hit highest ever level 

News

Fraud and scam complaints are at their highest ever quarterly level, data released by us revealed today.

Q1 data Fraud and scams ...

Published 04/09/2024    Last updated 04/09/2024

Businesses must step up support for people in debt 

News

Businesses need to take a more compassionate approach to debt management, Abby Thomas, Chief Executive and Chief Ombudsman said today.  

Consumer Credit Debt ...

Published 19/09/2024    Last updated 19/09/2024

A consumer complains after finding his car insurance had been stopped without his knowledge 

Decisions and case studies / Case studies

A system error meant Harry's car insurance was cancelled. He only found out after the police stopped him, and he was then convicted in court. Whilst his insurer admitted its mistakes and offered to cover the costs incurred, we didn't think it had considered the stress Harry suffered and worry he'd continue to have.

Motor Insurance Distress and inconvenience ...

Published 12/10/2021    Last updated 14/07/2025

Consumer asks us if compensation offered by insurer for distress over claim is fair 

Decisions and case studies / Case studies

Rebecca and her mother, Everly, found out their home needed repairs and was unsafe to live in. But errors made by the insurer meant they were in the house for months without specialist equipment needed for Jane, and then moved many times. The situation caused Jane a lot of physical pain and both distress and upset.

Insurance Distress and inconvenience ...

Published 12/10/2021    Last updated 14/07/2025

Couple complain over investment advice given to supplement income for retirement 

Decisions and case studies / Case studies

Andrew and Yvonne contacted us after being given advice to re-mortgage their home and invest in a high risk unregulated collective investment scheme. But we didn't think the advice was suitable, and caused the couple a lot of unneeded financial stress and problems, so told their provider to pay compensation. 

Investments Distress and inconvenience ...

Published 12/10/2021    Last updated 14/07/2025

A consumer under difficult circumstances complains after insurer sends correspondence to incorrect address  

Decisions and case studies / Case studies

Selina relocated with her son and away from her abusive ex-husband. But an error made by her insurer meant her new address was revealed to her ex-husband, who tracked Selina and their son down, terrorising them for three more months. We didn't think the insurer fully realised the situation's impact on Selina.

Insurance Distress and inconvenience ...

Published 12/10/2021    Last updated 14/07/2025

Amin wanted an insurance refund after his cruise was cancelled 

Decisions and case studies / Case studies

Amin’s holiday had been cancelled due to Covid-19. Although he’d received a partial refund of his travel insurance premiums, his insurer wouldn’t refund the extra "add-on" cover he’d bought because he'd been going on a cruise.

Travel Insurance Covid-19

Published 24/05/2021    Last updated 14/07/2025

Lex’s ISA investments were worth less by the time her bank sold them 

Decisions and case studies / Case studies

Lex’s ISA investments had fallen by £8,000 in value by the time her bank received her postal request to sell them – which had been delayed due to the Covid-19 pandemic.

Investments ISAs ...

Published 24/05/2021    Last updated 14/07/2025

A serious illness prevents a consumer from complaining on time 

Decisions and case studies / Case studies

Doreen contacted us after her insurer had declined a claim on her motor insurance policy. She referred her complaint to our service after the six-month time limit due to an illness.

Motor Insurance Time limits ...

Published 17/01/2022    Last updated 11/07/2025

Consumer complains about her catalogue provider after the six-month time limit 

Decisions and case studies / Case studies

Susan brings her complaint about her catalogue provider after the six-month time limit. She told us she contacted the company again after receiving its final response letter because she felt it hadn’t reached the right outcome.

Consumer Credit Time limits ...

Published 17/01/2022    Last updated 11/07/2025

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