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Consumer complains about poor repairs carried out under a credit repair agreement 

Decisions and case studies / Case studies

John’s broker referred him to an Accident Management Company (AMC) to repair the damages on his family car. He wasn’t happy with the repairs and that he was referred to an AMC.

Motor Insurance

Published 27/06/2023    Last updated 11/07/2025

Keith wanted more notice that his fixed-term mortgage deal was about to end 

Decisions and case studies / Case studies

Keith thought he'd lost out on a better interest rate and blamed his lender for not reminding him sooner that his fixed term was due to end.

Mortgages Interest

Published 01/02/2024    Last updated 14/07/2025

Following a theft, Ellis claimed on his business protection insurance 

Decisions and case studies / Case studies

Electrical equipment disappeared from a construction site, although it seemed too heavy to move. But had Ellis done enough to reduce the risk of loss?

Insurance SME

Published 30/04/2024    Last updated 11/07/2025

Maureen felt pressured into buying life assurance while grieving 

Decisions and case studies / Case studies

Maureen took out two life policies just after her husband passed away, when she didn’t feel ready to make financial decisions.

Vulnerable Customers Life Assurance

Published 28/04/2025    Last updated 11/07/2025

The lender sold Helen's property to clear her buy-to-let mortgage debt 

Decisions and case studies / Case studies

But after two auctions and several buyers dropping out, the property was sold for less than Helen thought it was worth.

Mortgages Buy-to-let

Published 11/07/2025    Last updated 11/07/2025

A borrower tells us she was provided with a loan she couldn't afford 

Decisions and case studies / Case studies

Sally had taken out a loan and repaid it over 36 months. But she found the repayments difficult to keep up with. She came to us to investigate as she felt it was unaffordable.

Consumer Credit

Published 08/07/2019    Last updated 09/12/2025

Harry complained a firm didn't close his trading account to help him stop gambling 

Decisions and case studies / Case studies

A consumer asked a business to close his trading account to stop him dealing online. But he was disappointed with what the business did next, so came to us.

Gambling

Published 30/05/2023    Last updated 09/12/2025

Tim is unhappy about his logbook loans, which he feels were unaffordable 

Decisions and case studies / Case studies

Tim got in touch with us about a series of logbook loans which he said were unaffordable.

Logbook Loans

Published 23/09/2021    Last updated 09/12/2025

A customer was called by someone pretending to be his telephone provider 

Decisions and case studies / Case studies

Tom received a call from someone pretending to work for his telephone provider saying he was due a refund. He gave over his card details so he could receive the payment.

Banking Fraud and scams

Published 10/06/2019    Last updated 09/12/2025

Compensation awarded when bank fails to fully explain investment options 

Decisions and case studies / Case studies

The customer was disappointed with her interest on savings, so changed to a capital protected structured product following guidance from an adviser. We looked at what happened next.

Published 08/02/2021    Last updated 09/12/2025

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