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Ombudsman News 165 

News

Welcome to Ombudsman News. In this edition, we share detail about our refreshed guidance for making awards of compensation for distress and inconvenience. We also highlight our consultation about temporary changes to reporting the outcomes for certain complaints.

Consultations and responses Distress and inconvenience

Published 14/10/2021    Last updated 14/10/2021

Financial Ombudsman sees 30% increase in “authorised” scam complaints 

News

Data shows too many scam victims are not being treated fairly by banks.

Press release

Published 24/11/2021    Last updated 29/11/2021

A customer was called by someone pretending to be his telephone provider 

Decisions and case studies / Case studies

Tom received a call from someone pretending to work for his telephone provider saying he was due a refund. He gave over his card details so he could receive the payment.

Banking Fraud and scams

Published 10/06/2019    Last updated 09/12/2025

Chantelle transferred money to a fake landlord 

Decisions and case studies / Case studies

Chantelle was searching for a studio flat using a free classified advert website. She found a flat that she liked and contacted the person she thought was the landlord.

Banking Fraud and scams

Published 10/06/2019    Last updated 16/01/2026

Customer bought a phone from an online auction site 

Decisions and case studies / Case studies

Paul agreed to buy an iPhone 8 for £300 through an online auction site. When it came to payment the seller asked that Paul make a bank transfer rather than using the auction site’s recommended payment channel, as they said it was quicker and there wouldn’t be any fees to pay.

Banking Electronic Payments

Published 10/06/2019    Last updated 14/07/2025

Narinder says her dad was vulnerable when he got a lifetime mortgage 

Decisions and case studies / Case studies

Narinder believed her father, Mahesh, didn’t fully understand the terms of the lifetime mortgage an equity release company had sold him.

Mortgages

Published 14/06/2019    Last updated 16/01/2026

Financial Ombudsman Service publishes latest complaints data about individual businesses 

News

We have published our complaints data about individual businesses for 1 July - 31 December 2022 (H2 2022).

Press release

Published 22/03/2023    Last updated 15/06/2023

Information for customers of Everyday Lending, Everyday Loans, George Banco and Trust Two 

News

We are aware that a scheme of arrangement is being proposed for creditors of Everyday Lending Limited, which will also include customers of Everyday Loans, George Banco and TrustTwo.

Published 30/03/2023    Last updated 27/06/2023

Financial Ombudsman Service publishes its Plans and Budget for 2023/24 

News

The Financial Ombudsman Service has published its Plans and Budget for 2023/24 which sets out our ambitions for the next financial year.

Press release

Published 31/03/2023    Last updated 15/06/2023

Kevin struggled to pay his mortgage after falling ill 

Decisions and case studies / Case studies

Kevin complained about the fees his mortgage lender charged him when he struggled to meet his repayments after falling ill.

Mortgages

Published 14/06/2019    Last updated 16/01/2026

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