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How to help consumers if they have problems with goods and services 

Data and insight / Our insight

From the complaints that we’ve seen, we know that consumers aren’t always aware of the rights and protection available when using plastic cards and credit.

Section 75 Blog

Published 02/08/2023    Last updated 25/08/2023

Consumer refuses replacement car and claim is rejected 

Decisions and case studies / Case studies

When Tarik’s car was written off, he thought he could opt for the money instead of a taking replacement car, but his GAP insurer wouldn’t meet his claim.

Motor Insurance

Published 18/03/2019    Last updated 11/07/2025

How financial businesses should work with us to resolve complaints 

Data and insight / Our insight

In this blog, Deputy Chief Ombudsman, James Dipple-Johnstone, sets out why it's critical that financial firms and claims management companies (CMCs) are aware of what to do when a complaint is referred to our service – and highlights the support we provide to assist with good complaint handling.

CMC Blog ...

Published 17/10/2023    Last updated 12/06/2024

Smaller business workshop - Edinburgh 

News

A free, practical morning workshop for smaller businesses covered by the Financial Ombudsman Service

Published 14/08/2019    Last updated 27/01/2021

Helping to find a fair cash settlement following water damage 

Decisions and case studies / Case studies

When Simon made a claim for water damage, his insurer asked him to get some quotes for the repairs. But inconsistency between quotes led Simon to getting in touch with us.

Buildings insurance

Published 22/03/2019    Last updated 11/07/2025

Problems with wedding insurance? 

Data and insight / Our insight

Find out more about the types of complaint we’ve seen about wedding insurance, our top tips to avoid problems and how we can help if you have a complaint about your insurer.

Wedding insurance

Published 17/10/2024    Last updated 17/10/2024

Financial advice roundtable hosted by Caroline Wayman 

News

This is part of a series of conversations we’ve been having with small groups of financial advisers across the country.

Published 06/10/2020    Last updated 27/01/2021

Half-yearly complaints data: H2 2023 

Data and insight / Our insight

Our data on the number of complaints received about individual financial businesses between July and December 2023.

Data and Insight H2 data ...

Published 26/02/2025    Last updated 26/02/2025

Ombudsman News issue 154 

News

Welcome to our latest Ombudsman News. Here you can read our latest blogs looking at the impact of Covid-19 on complaints and SMEs, as well as our apprenticeship programme and changes to our Independent Assessor and board of directors.

SME H1 data ...

Published 28/10/2020    Last updated 22/09/2021

Subsidence claim hampered by neighbour’s refusal to cooperate 

Decisions and case studies / Case studies

The owner of a semi-detached house claimed for subsidence damage that affected the whole building including her neighbour’s. But when the owner of the other half refused to cooperate with remedial work, she called on us to find an alternative fix.

Published 08/02/2021    Last updated 11/07/2025

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