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My lender has said it'll take my car, because I can't afford to repay my logbook loan 

Decisions and case studies / Case studies

Renee had her car taken away by her lender when she fell behind with a payment on her logbook loan. 

Logbook Loans

Published 13/03/2019    Last updated 11/07/2025

Couple unaware of ‘preventable’ bedroom water damage 

Decisions and case studies / Case studies

Yolanda and Jay contacted us when their insurer rejected their claim for water damage in one of their bedrooms.

Contents insurance

Published 14/03/2019    Last updated 11/07/2025

Dealing with complaints about car finance commission 

Data and insight / Our insight

We see a range of complaints about car finance agreements – from admin issues to affordability. Increasingly, we’re hearing from customers about the fairness of commission arrangements when they took out a car finance agreement.

Consumer Credit Car finance

Published 31/07/2023    Last updated 31/07/2023

Ombudsman News 156 

News

Welcome to our latest Ombudsman News. In this edition, we focus on our plans and budget and our opening hours over the festive period.

Annual review Strategic plans and budget ...

Published 17/12/2020    Last updated 27/01/2021

Sataj felt an insurance company racially discriminated against him 

Decisions and case studies / Case studies

Sataj had obtained two quotes from a car insurance company, both for different sums. He felt his car insurance company had indirectly discriminated against him when calculating his insurance premium.

Insurance Discrimination

Published 15/05/2023    Last updated 11/07/2025

Consumer complains they shouldn’t have been referred for credit hire services 

Decisions and case studies / Case studies

Sophie was unhappy her insurer provided her with a hire car and not a courtesy car following a non-fault accident. She was asked by the credit hire company to pay for the hire costs.

Motor Insurance

Published 27/06/2023    Last updated 11/07/2025

Covid-19 (coronavirus) 

For consumers / Complaints we can help with

If you've got a complaint or enquiry about how your plans or finances may be affected by Covid-19, we've put together some information to help.

Published 05/03/2020    Last updated 05/06/2025

Our action plan for changing and improving 

Who we are / Governance and funding

This action plan sets out in broad terms what our future looks like, describing how we will change and improve – and deliver a better service for all our customers.

Published 02/12/2021    Last updated 28/11/2022

Consumer complains after being told by her insurer that she had to pay for the legal costs  

Decisions and case studies / Case studies

Paula complained that her insurers wouldn’t cover the legal costs for a claim she was making.

Legal Expenses Insurance

Published 07/03/2019    Last updated 11/07/2025

Motor insurance 

For businesses / Complaints we deal with / Insurance

Information for financial businesses about the complaints we see and how we deal with complaints about motor insurance.

Published 20/03/2019    Last updated 27/06/2023

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