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Financial Ombudsman Service publishes annual complaints data 2021/22 

News

The Financial Ombudsman Service has published its annual complaints data for the 2021/22 financial year.

Data and Insight Annual data

Published 28/06/2022    Last updated 28/06/2022

Consumer complains his insurer won’t pay to repair water damage 

Decisions and case studies / Case studies

Brendan came home from a fortnight’s holiday and found water damage in his ground-floor living room. The carpet was soaking wet and the walls were damp and stained. But his insurer said the circumstances weren't covered in his policy.

Insurance

Published 04/06/2019    Last updated 11/07/2025

"I was charged a fee for my loan before it was agreed" 

Decisions and case studies / Case studies

When Ian needed a loan, he applied through a credit-broking website. He hadn’t heard anything after 3 days, so he checked his bank account and found £79 had been taken out.

Consumer Credit

Published 04/06/2019    Last updated 11/07/2025

‘I thought I’d taken out a lifetime cover policy for my care, but then I found out that my benefit level had been reduced’ 

Decisions and case studies / Case studies

Ahmed complains about the reduction in the level of benefit of his long-term care plan.

Insurance Whole of life assurance

Published 06/06/2019    Last updated 11/07/2025

Consumer complains when insurer cancels policy and declines claim because of misrepresentation 

Decisions and case studies / Case studies

Benjamin complains about his motor insurance policy being cancelled after his insurer said he made a misrepresentation when he took out the policy. 

Insurance Subsidence ...

Published 06/06/2019    Last updated 11/07/2025

Ombudsman News 174 

News

Welcome to the latest edition of Ombudsman News. In this edition, we highlight our recently published complaints data, which includes complaints data about financial products and services and about individual businesses.

Investments Q1 data ...

Published 28/09/2022    Last updated 30/11/2022

Insurer cancels home insurance policy and refuses claim for fire damage 

Decisions and case studies / Case studies

Tilly complains about her insurer’s decision to “void” (cancel) her home insurance policy.

Insurance Buildings insurance

Published 06/06/2019    Last updated 11/07/2025

Ombudsman News 175 

News

Welcome to the latest edition of Ombudsman News. In this edition, we highlight our latest blog for insurers about trends in travel insurance complaints and our guidance for complaint-handling, our new online resource on mobile phone and gadget insurance, and our latest complaints data.

Insurance Travel Insurance ...

Published 02/11/2022    Last updated 02/11/2022

Delay in proceeds of policy being paid  

Decisions and case studies / Case studies

We checked the evidence on both sides to find out whether a delay was the fault of the business.

Endowments

Published 08/06/2019    Last updated 11/07/2025

Financial Ombudsman Service appoints Chief Finance and Risk Officer 

News

The Financial Ombudsman is today announcing the appointment of Jenny Simmonds to the role of Chief Finance and Risk Officer.

Press release

Published 10/11/2022    Last updated 10/11/2022

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