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Information for customers of Indigo Michael Limited (known as SafetyNet and Tappily) 

News

On 9 January 2023, Indigo Michael Limited (best known by its trading names, SafetyNet and Tappily) went into administration.

Published 10/01/2023    Last updated 10/01/2023

‘It took my insurer four months to settle my medical insurance claim’ 

Decisions and case studies / Case studies

Diane made a complaint because it took her insurer four months to settle her claim.

Travel Insurance

Published 08/06/2019    Last updated 11/07/2025

‘I couldn’t transfer my mortgage to another property because the lender changed its age limit’ 

Decisions and case studies / Case studies

We look at Patricia’s complaint about her mortgage lender’s decisions to turn down her application to move her mortgage due to a change in their policy.

Mortgages

Published 14/06/2019    Last updated 14/07/2025

Financial Ombudsman at Treasury Select Committee meeting 

News

Abby Thomas, our Chief Executive and Chief Ombudsman, and Baroness Manzoor CBE, Chair of the Financial Ombudsman, joined a session with the Treasury Select Committee earlier this week.

Published 16/03/2023    Last updated 16/03/2023

Award limits increase 

News

The Financial Conduct Authority (FCA) has confirmed the increase to our award limits.

Published 20/03/2023    Last updated 20/03/2023

'We've got to move because of our health – it's not fair to charge us for early repayment' 

Decisions and case studies / Case studies

Rhys and Delyth complain about the early repayment charge they incurred after they repaid their lifetime mortgage.

Mortgages

Published 14/06/2019    Last updated 14/07/2025

'I didn't realise my mortgage was interest-only' 

Decisions and case studies / Case studies

Dominica raised a complaint after she realised she'd been sold an interest-only mortgage rather than a repayment mortgage

Mortgages

Published 14/06/2019    Last updated 14/07/2025

'My lender won't agree to my repayment proposals' 

Decisions and case studies / Case studies

Steven raised a complaint after his mortgage lender was unable to agreed to his repayment proposals.

Mortgages

Published 14/06/2019    Last updated 14/07/2025

Financial Ombudsman Service appoints Director of Communications 

News

The Financial Ombudsman Service is today announcing the appointment of Owen Brace as Director of Communications.

Published 27/04/2023    Last updated 27/04/2023

'I've been contacted about a shortfall - but I shouldn't have to pay it' 

Decisions and case studies / Case studies

We look at Jay’s complaint about the shortfall on his mortgage.

Mortgages

Published 17/06/2019    Last updated 14/07/2025

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